2614 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 2614 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details10 bd · 10.5 ba · 3,988 sqft · built 2022
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$2,050,000 (Jun 2026)
Tax Bill$6,405 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN235OC007

Property Details

APN / Parcel Number

Primary APN235OC007
Alternative APNs
  • 206618206462
  • 80079895

Interior

Bedrooms10 Beds
Full Baths10.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,988 sqft Heated Area
Gross Area5,236 sqft
1st Floor Area336 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialFiber Cement Siding
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialMetal
Lot Area7,405 sqft (0.17 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80079895
Street Address2614 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-6051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-7 B-31 S-3 LB PLAT 1/96-99
Legal SubdivisionLONG BEACH
Legal Block31
Legal Lot Number7
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1037
Census Tract20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3814 SOMERBROOK CT, HENRICO, VA 23233-1132
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage · Line of Credit
TOWNEBANK
Jun 4, 2026Special Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMIERCA NA
Apr 7, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2026 · Amount on Record
Deed SaleJun 4, 2026 · Amount on Record
Prior SaleApr 7, 2020 · Amount on Record
Deed Book / Page5571 / 115
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address2614 E BEACH DR, OAK ISLAND, NC 28465-6051
Transaction TypeMortgage
Record UpdatedJun 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1629 MAGARET RIDGE DR, MATTHEWS, NC 28105-5095

Mortgage

Document Number0051000523
DateNov 14, 2023
Book Page5100/523
Lender
NameTOWNEBANK
TypeBank
AddressCHARLOTTE, NC 28211
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBRUNSWICK NC
Recording DateJun 4, 2026
Property Address2614 E BEACH DR, OAK ISLAND, NC 28465-6051
Document Number5571000115
Book / Page5571 / 115
Instrument DateMay 28, 2026
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$414,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3814 SOMERBROOK CT, HENRICO, VA 23233-1132

Mortgage

Document Number5571000119,
DateJun 4, 2026
Book Page5571/119
Lender
NameBANK OF AMIERCA NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateApr 7, 2020
Property Address2614 E BEACH DR, OAK ISLAND, NC 28465-6051
Document Number0043420096
Book / Page004342 / 000096
Instrument DateApr 1, 2020
Transaction TypeTransfer
Record UpdatedJul 8, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$528.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4709 NORAS PATH RD CHARLOTTE NC 282263465, CHARLOTTE, NC 28226-3465

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,619,970 (-) Land $445,000 Building $1,174,970$1,619,970 (-) Land $445,000 Building $1,174,970
2025$6,405.00 (-8.84%)$1,619,970 (+91.42%) Land $445,000 Building $1,174,970$1,619,970 (+91.42%) Land $445,000 Building $1,174,970
2024$7,026.00
2023$846,310 Land $445,000 Building $401,310$846,310 Land $445,000 Building $401,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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