26124 Giard Rd, Mc Gregor, IA 52157 Property Records

Clayton County property record for 26124 Giard Rd, Mc Gregor, IA 52157

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.75 ba · 1,716 sqft · built 2014
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0335102004`

Property Details

APN / Parcel Number

Primary APN	`0335102004`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	816 sqft
Basement Area	1,716 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	37,897 sqft (0.87 acres)
Garage Area	1,360 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	200 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	26124 GIARD RD
City	MC GREGOR
State	IA
Zip	52157-8641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIARD N PT 13 BLK 2
Legal Subdivision	GIARD
Legal Block	2
Jurisdiction	CLAYTON IA
Township / Civil Division	GIARD
Census Block Group	2
Census Block	2017
Census Tract	70100

Owner

26124 Giard Rd is owned and occupied by two individuals who acquired it in July 2017.

Source: Clayton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26124 GIARD RD, MC GREGOR, IA 52157-8641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit FIDELITY BANK & TRUST NA
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL STATE BANK
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL STATE BANK
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL STATE BANK
Jul 13, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 13, 2017
Transfer Doc	2017R02201
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	26124 GIARD RD, MC GREGOR, IA 52157-8641
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R02101
Date	Jul 28, 2023
Instrument	2023R02101

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	26124 GIARD RD, MC GREGOR, IA 52157-8641
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00478
Date	Jan 28, 2021
Instrument	2021R00478

Lender

Name	CENTRAL STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	26124 GIARD RD, MC GREGOR, IA 52157-8641
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R03454
Date	Oct 26, 2017
Instrument	2017R03454

Lender

Name	CENTRAL STATE BANK
Type	Bank
Address	MARQUETTE, IA 52158

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	26124 GIARD RD, MC GREGOR, IA 52157-8641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R03340
Date	Oct 17, 2017
Instrument	2017R03340

Lender

Name	CENTRAL STATE BANK
Type	Bank
Address	MARQUETTE, IA 52158

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Jul 13, 2017
Property Address	26124 GIARD RD, MC GREGOR, IA 52157-8641
Document Number	2017R02201
Instrument Date	Jul 13, 2017
Instrument	2017R02201
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26124 GIARD RD, MC GREGOR, IA 52157-8641

Tax Assessment & Valuation

The 2025 property tax bill for 26124 Giard Rd was $2,950 with a homeowner's exemption, up 11.4% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,950.00 (+11.4%) Homeowner's exemption	$276,676 Land $13,800 Building $262,876	$276,676 Land $13,800 Building $262,876
2024	$2,648.00
2023		$219,203 Land $12,000 Building $207,203	$219,203 Land $12,000 Building $207,203
2022	$2,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26124 Giard Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26124 Giard Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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