26122 L Dr N, Albion, MI 49224 Property Records

Calhoun County property record for 26122 L Dr N, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$137,900 (Mar 2007)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-040-018-10`

Property Details

APN / Parcel Number

Primary APN	`19-040-018-10`
Alternative APN	`13-19-040-018-10`

Interior

Full Baths	2 Baths
Building Area	1,260 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft

Exterior

Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	26122 L DR N
City	ALBION
State	MI
Zip	49224-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA/AGRICUL
Legal Description	SHERIDAN TWP T2S-R4W SEC 4 COMM AT THE NW COR OF THE E 1/2 OF THE NW 1/4 OF THE NW 1/4 OF SEC 4 TH S 417.42 FT TH E 208.71 FT TH N 417.42 FT TH W 208.71 FT TO POB
Legal Range	04W
Legal Township	02S
Legal Section	04
Jurisdiction	CALHOUN MI
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2009
Census Tract	3200

Owner

26122 L Dr N is owned and occupied by two individuals who bought it in March 2007.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26122 L DR N, ALBION, MI 49224-9538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Unknown SOUTHERN MICHIGAN BANK & TRUST
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Apr 21, 2020	Intrafamily Transfer, Transfer
Mar 30, 2007	Warranty Deed, Transfer · ARM OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2007 · Amount on File
Deed Sale	Mar 30, 2007 · Amount on File
Prior Sale	Jun 14, 2005 · Amount on File
Deed Book / Page	3253 / 639
Prior Transfer Date	Feb 6, 2007
Prior Transfer Doc	03253/0637
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	26122 L DR N, ALBION, MI 49224-9538
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26122 L DR N, ALBION, MI 49224-9538

Mortgage

Document Number	004700/187
Date	Oct 18, 2022
Book Page	4700/187

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Unknown
Amount	Amount on Record
Term	59 Months
Due	Sep 15, 2027

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	26122 L DR N, ALBION, MI 49224-9538
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004466/346
Date	Oct 13, 2020
Book Page	4466/346

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Apr 21, 2020
Property Address	26122 L DR N, ALBION, MI 49224-9538
Document Number	004410/859
Book / Page	4410 / 859
Instrument Date	Apr 10, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26122 L DR N, ALBION, MI 49224-9538

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Mar 30, 2007
Property Address	26122 L DR N, ALBION, MI 49224-9538
Document Number	03253/0639
Book / Page	3253 / 0639
Instrument Date	Feb 6, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	RES TITLE, RELS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7495 NEW HORIZON WAY, FREDERICK, MD 21703-8388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26122 L DR N, ALBION, MI 49224-9538

Mortgage

Document Number	0032530641
Date	Mar 30, 2007
Instrument	3253/0641

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.67%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	6%
Max Rate At Change	12.6%
Index	6-Month LIBOR
Margin	6
Max Rate	15.6%

Tax Assessment & Valuation

The 2025 property tax bill for 26122 L Dr N was $2,439 with a homeowner's exemption, up 3.1% from the year before.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Sheridan Township
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,800 (+6.41%)
2025	$2,439.00 (+3.09%) Homeowner's exemption	$115,400	$245,600 (+6.41%)
2024	$2,366.00		$230,800 (+5.29%)
2023		$109,600	$219,200
2022	$2,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26122 L Dr N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26122 L Dr N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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