2612 Texas St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2612 Texas St, Waterloo, IA 50702

Property Summary

Property TypeLight Industrial
Details6,000 sqft · built 1990
Lot Size3.76 acres (164,090 sqft)
OwnerCompany Name on Record
Last Sale$850,000 (Aug 2025)
Tax Bill$10,258 (2025)
Deeds & MortgagesJan 2019 Refinance
Aug 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN8913-36-476-020

Property Details

APN / Parcel Number

Primary APN8913-36-476-020

Interior

Stories1 Story
Building Area6,000 sqft Gross Area
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialMetal
Construction TypeFrame
Roof MaterialMetal
Lot Area164,090 sqft (3.76 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2612 TEXAS ST
CityWATERLOO
StateIA
Zip50702-2732
Property CategoryIndustrial
Property TypeIndustrial > Light Industrial
Legal DescriptionGARDEN PLACE PART E 68 FT LOT 3 LYING NELY OF A LINE BEG AT NE COR W 68 FT SAID LOT 3 TH SELY TO PT 10 FT W OF SE COR SAID
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionGARDEN PLACE
Legal Lot Number3-5
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2057
Census Tract900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2612 TEXAS ST, WATERLOO, IA 50702-2732
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
R&S PROPERTIES LLC
Aug 28, 2025Deed of Trust, Mortgage · Line of Credit
CEDAR VALLEY BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2025 · Amount on Record
Deed SaleAug 28, 2025 · Amount on Record
Deed Document Number202512595
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2612 TEXAS ST, WATERLOO, IA 50702-2732
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900010120
DateJan 2, 2019
Instrument201900010120
Lender
NameR&S PROPERTIES LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueFeb 1, 2024

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2612 TEXAS ST, WATERLOO, IA 50702-2732
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 W 18TH ST, WATERLOO, IA 50702-1304

Mortgage

Document Number0202512596
DateAug 28, 2025
Instrument2025-12596
Lender
NameCEDAR VALLEY BANK & TRUST
TypeBank
AddressPO BOX 922, VINTON, IA 52349
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueAug 25, 2028
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,258.00 (+8.73%)$324,480 (+8.11%) Land $97,090 Building $227,390$324,480 (+8.11%) Land $97,090 Building $227,390
2024$9,434.00 (+7.82%)
2023$300,130 Land $97,090 Building $203,040$300,130 Land $97,090 Building $203,040
2022$8,750.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire.

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