2612 Rustic Ridge Rd, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 2612 Rustic Ridge Rd, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,432 sqft · built 2002
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$467,000 (Jul 2025)
Tax Bill	$14,281 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Feb 2017 Loan Modification + 1 more
APN	`034689 125.11-2-57`

Property Details

APN / Parcel Number

Primary APN	`034689 125.11-2-57`
Alternative APNs	`468912501100020570000000` `46000558658`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	1,231 sqft
2nd Floor Area	1,201 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Lot Width	168 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000558658
Street Address	2612 RUSTIC RIDGE RD
City	ENDICOTT
State	NY
Zip	13760-7046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SS-F
Legal Description	R1 G2 003 D6 D 35
Legal Block	2
Legal Lot Number	57.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	2
Census Block	2013
Census Tract	13304

Owner

2612 Rustic Ridge Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Broome County and Union Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 LOCUST LN, SYRACUSE, NY 13219-2119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Warranty Deed, Transfer · Conventional Mortgage SIDNEY FCU
Feb 8, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Feb 8, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on File
Deed Sale	Jul 9, 2025 · Amount on File
Prior Sale	Feb 29, 2008 · Amount on File
Deed Document Number	202518957
Deed Book / Page	2797 / 541
Prior Transfer Date	Oct 3, 2011
Prior Transfer Doc	002359/401
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Jul 9, 2025
Property Address	2612 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7046
Document Number	002797/541
Book / Page	2797 / 541
Map Reference	CAB 3 SL 157A
Instrument Date	Jul 9, 2025
Instrument	202500018957
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1174 SAPPHIRE DR, ENDICOTT, NY 13760-7023

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	209 LOCUST LN, SYRACUSE, NY 13219-2119

Mortgage

Document Number	04219/1011
Date	Jul 9, 2025
Book Page	4219/1011
Instrument	202500018958

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	SIDNEY, NY 13838

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	11%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROOME NY
Property Address	2612 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7046
Document Number	0038140223
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 RUSTIC RIDGE RD ENDICOTT NY 137607046, ENDICOTT, NY 13760-7046

Mortgage

Document Number	0038140223
Date	Mar 30, 2017
Book Page	003814/000223
Instrument	8041

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	2612 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7046
Document Number	0038170273
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 RUSTIC RIDGE RD ENDICOTT NY 137607046, ENDICOTT, NY 13760-7046

Mortgage

Document Number	0038170273
Date	Apr 25, 2017
Book Page	003817/000273
Instrument	9902

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2612 Rustic Ridge Rd was $14,281 with a homeowner's exemption, up 7.6% from the year before.

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,281.00 (+7.6%) Homeowner's exemption
2025	$13,272.00 (+5.32%) Homeowner's exemption	$12,800 Land $1,000 Building $11,800	$460,400 Land $35,969 Building $424,431
2024	$12,601.00
2023		$12,800 Land $1,000 Building $11,800	$369,942 Land $28,902 Building $341,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2612 Rustic Ridge Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2612 Rustic Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Zeta Broadband Fixed Wireless	400 / 50

May also be available: Greenlight Networks, T-Mobile.

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