2612 Ravencliffe Ter, Oviedo, FL 32765 Property Records

Seminole County property record for 2612 Ravencliffe Ter, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,905 sqft · built 2025
Lot Size	0.211 acres (9,193 sqft)
Owner	2 Individual Names on File
Last Sale	$1,081,665 (Jul 2025)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-21-31-5WH-0000-0630`

Property Details

APN / Parcel Number

Primary APN	`26-21-31-5WH-0000-0630`
Alternative APN	`2131265WH00000630`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	4,905 sqft Living Area
Gross Area	5,574 sqft
Upper Floors Area	2,750 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,193 sqft (0.211 acres)
Garage Type	Attached
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2612 RAVENCLIFFE TER
City	OVIEDO
State	FL
Zip	32765-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 HAWKS OVERLOOK PLAT BOOK 90 PAGES 80-87
Legal Subdivision	HAWKS OVERLOOK
Legal Lot Number	63
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3005
Census Tract	21320

Owner

2612 Ravencliffe Ter is owned and occupied by two individuals who bought it in July 2025.

Source: Seminole County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2612 RAVENCLIFFE TER, OVIEDO, FL 32765-9670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Deed Document Number	202573496
Deed Book / Page	10868 / 1117
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 29, 2025
Property Address	2612 RAVENCLIFFE TER, OVIEDO, FL 32765-9670
Document Number	0108681117
Book / Page	10868 / 1117
Map Reference	MB 90 PG 80
Instrument Date	Jul 25, 2025
Instrument	2025073496
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 8, 2025
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,571.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 RAVENCLIFFE TER, OVIEDO, FL 32765-9670

Mortgage

Document Number	0108681119
Date	Jul 29, 2025
Instrument	10868/1119

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2612 Ravencliffe Ter was $2,698.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00	$175,000 Land $175,000	$175,000 Land $175,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2612 Ravencliffe Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2612 Ravencliffe Ter is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20