2612 Lawrence Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2612 Lawrence Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,248 sqft · built 1977
Lot Size	2.06 acres (90,126 sqft)
Owner	2 Individual Names on File
Last Sale	$487,500 (Sep 2025)
Tax Bill	$4,210 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04400-00-00-016N0`

Property Details

APN / Parcel Number

Primary APN	`04400-00-00-016N0`
Alternative APN	`9471`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,248 sqft Finished Area
Basement Area	1,248 sqft
Finished Basement	906 sqft
Unfinished Basement	342 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	90,126 sqft (2.06 acres)

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2612 LAWRENCE RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	LOGAN VILLAGE 11
Legal Subdivision	LOGAN VILLAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1011
Census Tract	10202

Owner

2612 Lawrence Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2612 LAWRENCE RD, CHARLOTTESVILLE, VA 22901-8945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 12, 2025	Deed, Transfer · Conventional Mortgage GRAY FOX MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Deed Document Number	20258612
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2612 LAWRENCE RD, CHARLOTTESVILLE, VA 22901-8945
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 LAWRENCE RD, CHARLOTTESVILLE, VA 22901-8945

Mortgage

Document Number	202500000050
Date	Jan 2, 2025
Instrument	202500000050

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 12, 2025
Property Address	2612 LAWRENCE RD, CHARLOTTESVILLE, VA 22901-8945
Document Number	202500008612
Map Reference	MB 610 PG 283
Instrument Date	Sep 10, 2025
Instrument	202500008612
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2612 LAWRENCE RD, CHARLOTTESVILLE, VA 22901-8945

Mortgage

Document Number	202500008614
Date	Sep 12, 2025
Instrument	202500008614

Lender

Name	GRAY FOX MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 2612 Lawrence Rd was $4,210, up 22.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,210.00 (+22.92%)	$470,900 (+22.89%) Land $133,000 Building $337,900	$470,900 (+22.89%) Land $133,000 Building $337,900
2025	$3,425.00	$383,200 Land $115,500 Building $267,700	$383,200 Land $115,500 Building $267,700
2023	$2,932.00	$343,400 Land $115,500 Building $227,900	$343,400 Land $115,500 Building $227,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2612 Lawrence Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2612 Lawrence Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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