26115 Douglas St, Waterloo, NE 68069 Property Records

Douglas County property record for 26115 Douglas St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,640 sqft · built 1965
Lot Size	2.87 acres (125,017 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jun 2026)
Tax Bill	$3,261 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`2710-5200-14`

Property Details

APN / Parcel Number

Primary APN	`2710-5200-14`
Alternative APNs	`R1427105200` `1427105200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,640 sqft Living Area
Gross Area	3,896 sqft
Basement Area	1,992 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1992
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	125,017 sqft (2.87 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	446 sqft
Deck Area	48 sqft
Patio Area	751 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1427105200
Street Address	26115 DOUGLAS ST
City	WATERLOO
State	NE
Zip	68069-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	JORGENSENS ADD LOT 1 BLOCK 0 IRREG
Legal Subdivision	JORGENSENS ADD
Legal Lot Number	1
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2078
Census Tract	7508

Owner

Source: Douglas County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26115 DOUGLAS ST, WATERLOO, NE 68069-4605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage WATERMAN STATE BANK
Jun 16, 2026	Warranty Deed, Transfer · Construction Mortgage WATERMAN STATE BANK
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Deed Document Number	202651270
Prior Transfer Date	May 28, 2026
Prior Transfer Doc	0000051270
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Sep 9, 2026
Property Address	26115 DOUGLAS ST, WATERLOO, NE 68069-4605
Document Number	0000080393
Instrument Date	Sep 3, 2026
Instrument	202680393
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26115 DOUGLAS ST, WATERLOO, NE 68069-4605

Mortgage

Document Number	0000080393,
Date	Sep 9, 2026
Instrument	202680393

Lender

Name	WATERMAN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 16, 2026
Property Address	26115 DOUGLAS ST, WATERLOO, NE 68069-4605
Document Number	0000051270
Instrument Date	May 28, 2026
Instrument	202651270
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	MIDWEST PRFD TITLE, MIDWEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152,308.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26115 DOUGLAS ST, WATERLOO, NE 68069-4605

Mortgage

Document Number	0000051271,
Date	Jun 16, 2026
Instrument	202651271

Lender

Name	WATERMAN STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 10, 2027

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	26115 DOUGLAS ST, WATERLOO, NE 68069-4605
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26115 DOUGLAS ST, WATERLOO, NE 68069-4605

Mortgage

Document Number	0000148336
Date	Nov 10, 2021
Instrument	2021148336

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	ELKHORN, NE 68022

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,261.00 (+0.9%)	$351,900 (+9.73%) Land $109,700 Building $242,200	$351,900 (+9.73%) Land $109,700 Building $242,200
2024	$3,232.00 (-17.59%)
2023	$3,922.00 (-9.94%)	$320,700 Land $84,000 Building $236,700	$320,700 Land $84,000 Building $236,700
2022	$4,355.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 42% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 10
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile, Viaero Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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