2611 River Oaks Dr, Belton, TX 76513 Property Records

Bell County property record for 2611 River Oaks Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,882 sqft · built 1996
Lot Size	0.802 acres (34,953 sqft)
Owner	2 Individual Names on Record
Last Sale	$627,200 (Sep 2022)
Tax Bill	$12,693 (2022)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0277045600`

Property Details

APN / Parcel Number

Primary APN	`0277045600`
Alternative APNs	`857360` `31789`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,882 sqft Living Area
Gross Area	3,070 sqft
1st Floor Area	1,260 sqft
2nd Floor Area	1,622 sqft
Utility Area	134 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,953 sqft (0.802 acres)
Lot Dimensions	140 ft deep x 135 ft wide
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	636 sqft
Deck Area	293 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2611 RIVER OAKS DR
City	BELTON
State	TX
Zip	76513-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK VIEW, BLOCK 005, LOT 0006, & BLOCK 006, LOT 0001
Legal Subdivision	OAK VIEW
Legal Block	5
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	2
Census Block	2001
Census Tract	21702

Owner

Source: Bell County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2611 RIVER OAKS DR, BELTON, TX 76513-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Vendor's Lien, Transfer · VA Mortgage HOMELIGHT HOME LOANS INC
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC
Aug 10, 2022	Warranty Deed, Transfer HOMELIGHT SETTLEMENT LLC
Oct 3, 2019	Deed of Trust, Mortgage LOANFLIGHT LNDG LLC
Mar 21, 2019	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 28, 2018	Warranty Deed, Transfer BARRY S COHEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Aug 10, 2022
Deed Document Number	202256123
Prior Transfer Date	Mar 20, 2019
Prior Transfer Doc	0000010974
Record Updated	Sep 20, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 6, 2022
Property Address	2611 RIVER OAKS DR, BELTON, TX 76513-1655
Document Number	0000056123
Map Reference	CAB A SL 264-D
Instrument Date	Sep 2, 2022
Instrument	2022056123
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	HOMELIGHT SETTLEMENT LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1375 N SCOTTSDALE RD STE 480, 1375, SCOTTSDALE, AZ 85257-3454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 RIVER OAKS DR, BELTON, TX 76513-1655

Mortgage

Document Number	0000056124
Date	Sep 6, 2022
Instrument	2022056124

Lender

Name	HOMELIGHT HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2611 RIVER OAKS DR, BELTON, TX 76513-1655
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048321
Date	Sep 10, 2020
Instrument	2020-00048321

Lender

Name	LOANFLIGHT LENDING LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 10, 2022
Property Address	2611 RIVER OAKS DR, BELTON, TX 76513-1655
Document Number	0000050827
Map Reference	CAB A SL 264-D
Instrument Date	Aug 5, 2022
Instrument	2022050827
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	HOMELIGHT SETTLEMENT LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 ANAMULI ST, 216, KAHULUI, HI 96732-4502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 N SCOTTSDALE RD STE 140, 140, SCOTTSDALE, AZ 85257-3413
Investor	Possibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2611 RIVER OAKS DR, BELTON, TX 76513-1655
Document Number	0000046648
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	FIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 RIVER OAKS DR BELTON TX 765131655, BELTON, TX 76513-1655

Mortgage

Document Number	0000046648
Date	Oct 9, 2019
Book Page	011038/000377
Instrument	46648

Lender

Name	LOANFLIGHT LNDG LLC
Address	TAMPA, FL 33607

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 21, 2019
Property Address	2611 RIVER OAKS DR, BELTON, TX 76513-1655
Document Number	0000010974
Map Reference	CAB A SL 264-D
Instrument Date	Mar 20, 2019
Instrument	2019-00010974
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MONTEITH ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2701 IRA YOUNG DR, 2701, TEMPLE, TX 76504-6320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 RIVER OAKS DR, BELTON, TX 76513-1655
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010975
Date	Mar 21, 2019
Instrument	2019-00010975

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 28, 2018
Property Address	2611 RIVER OAKS DR, BELTON, TX 76513-1655
Document Number	0000036362
Instrument Date	Aug 23, 2018
Instrument	36362
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2701 IRA YOUNG DR TEMPLE TX 765046320, TEMPLE, TX 76504-6320

Mortgage

Document Number	36363
Date	Aug 28, 2018
Instrument	36363

Lender

Name	BARRY S COHEN
Address	1019 S 1ST ST, TEMPLE, TX 76504-5774
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Aug 27, 2020

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$675,577 (-1.1%) Land $104,858 Building $570,719	$675,577 (-1.1%) Land $104,858 Building $570,719
2023		$683,096 Land $45,438 Building $637,658	$683,096 Land $45,438 Building $637,658
2022	$12,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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