2611 Bear Den Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2611 Bear Den Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,538 sqft · built 1999
Lot Size	0.129 acres (5,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$556,000 (Dec 2024)
Tax Bill	$9,078 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-224100`

Property Details

APN / Parcel Number

Primary APN	`02-224100`
Alternative APNs	`2224100` `224100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,678 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	1,378 sqft
Basement Area	140 sqft
Finished Basement	140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,610 sqft (0.129 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	224100
Street Address	2611 BEAR DEN RD
City	FREDERICK
State	MD
Zip	21701-5270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 25 SEC 3 PL 15 BLK H-5,610 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Block	H
Legal Lot Number	25
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4010
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2611 BEAR DEN RD, FREDERICK, MD 21701-5270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Mar 3, 2022	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Oct 24, 2019	Deed of Trust, Mortgage · VA Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Book / Page	17151 / 311
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2611 BEAR DEN RD, FREDERICK, MD 21701-5270
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125700309
Date	Aug 14, 2018
Book Page	12570/0309

Lender

Name	CMG MORTGAGE INC
Type	Non-Lending Institution
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 3, 2022
Property Address	2611 BEAR DEN RD, FREDERICK, MD 21701-5270
Document Number	0157640313
Book / Page	15764 / 313
Map Reference	MB 65 PG 127
Instrument Date	Feb 25, 2022
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2611 BEAR DEN RD, FREDERICK, MD 21701-5270

Mortgage

Document Number	0015764329
Date	Mar 3, 2022
Instrument	15764/329

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2611 BEAR DEN RD, FREDERICK, MD 21701-5270
Document Number	0133180367
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2611 BEAR DEN RD FREDERICK MD 217015270, FREDERICK, MD 21701-5270

Mortgage

Document Number	0133180367
Date	Nov 4, 2019
Book Page	013318/000367

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,300 (+30.4%)	$542,900 (+10.23%) Land $153,600 Building $389,300
2025	$9,078.00 (+27.7%)
2023	$7,109.00	$390,567	$492,500 Land $153,600 Building $338,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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