2611 15th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2611 15th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.53 acres (23,099 sqft)
Owner	2 Individual Names on File
Last Sale	$197,000 (Dec 1998)
Tax Bill	$4,790 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-430-0120`

Property Details

APN / Parcel Number

Primary APN	`85-430-0120`
Alternative APNs	`85-00430-0120` `43191`

Exterior

Lot Area	23,099 sqft (0.53 acres)

Location & Zoning

Account Number	43191
Street Address	2611 15TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK 1
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	STERLING HEIGHTS
Legal Block	1
Legal Lot Number	4
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	31500

Owner

Source: Sherburne County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2611 15TH AVE SE, SAINT CLOUD, MN 56304-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 1998 · Amount on File
Deed Sale	Dec 18, 1998 · Amount on File
Prior Sale	Mar 20, 1998 · Amount on File
Deed Document Number	199845984
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Recording Date	Oct 5, 2026
Property Address	2611 15TH AVE SE, SAINT CLOUD, MN 56304-8539
Document Number	0001004088
Instrument Date	Sep 25, 2026
Instrument	20261004088
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 15TH AVE SE, SAINT CLOUD, MN 56304-8539

Mortgage

Document Number	0001004088,
Date	Oct 5, 2026
Instrument	20261004088

Lender

Name	LIBERTY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 15, 2031

Interest

Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2611 15TH AVE SE, SAINT CLOUD, MN 56304-8539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000880453
Date	Oct 17, 2019
Instrument	880453

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 22, 2018
Property Address	2611 15TH AVE SE, SAINT CLOUD, MN 56304-8539
Document Number	0000857928
Instrument Date	Jun 6, 2018
Instrument	857928
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 15TH AVE SE, SAINT CLOUD, MN 56304-8539

Mortgage

Document Number	0000857929
Date	Jun 22, 2018
Instrument	857929

Lender

Name	LIBERTY BANK
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,300 (-) Land $70,000 Building $271,300	$341,300 (-) Land $70,000 Building $271,300
2025	$4,790.00 (+19.33%)	$341,300 (-) Land $70,000 Building $271,300	$341,300 (-) Land $70,000 Building $271,300
2023	$4,014.00	$341,300 Land $65,000 Building $276,300
2021			$341,300 Land $65,000 Building $276,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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