26108 197th Ave SE, Covington (Kent), WA 98042 Property Records

King County property record for 26108 197th Ave SE, Covington, WA 98042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 1969
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2020)
Tax Bill	$4,839 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`865141-0750`

Property Details

APN / Parcel Number

Primary APN	`865141-0750`
Alternative APN	`865141075008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,550 sqft
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	5,200 sqft (0.119 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	865141075008
Street Address	26108 197TH AVE SE
City	COVINGTON
State	WA
Zip	98042-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TIMBERLANE ESTATES DIV # 2
Legal Range	06
Legal Township	22
Legal Section	29
Legal Subdivision	TIMBERLANE ESTATES DIV NO. 02
Legal Lot Number	75
Jurisdiction	KING WA
Township / Civil Division	TAHOMA-MAPLE VALLEY
Census Block Group	1
Census Block	1008
Census Tract	32005

Owner

26108 197th Ave SE is owned and occupied by two individuals who bought it in October 2020.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26108 197TH AVE SE, COVINGTON, WA 98042-5016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 22, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Oct 23, 2009 · Amount on File
Deed Document Number	20201669
Prior Transfer Date	May 26, 2009
Prior Transfer Doc	0000000991
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	26108 197TH AVE SE, COVINGTON, WA 98042-5016
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000700
Date	Oct 8, 2021
Instrument	20211008000700

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Oct 22, 2020
Property Address	26108 197TH AVE SE, COVINGTON, WA 98042-5016
Document Number	0000001669
Map Reference	VOL 88 PG 41-43
Instrument Date	Oct 15, 2020
Instrument	20201022001669
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26108 197TH AVE SE, COVINGTON, WA 98042-5016

Mortgage

Document Number	0000001670
Date	Oct 22, 2020
Instrument	20201022001670

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0000001671
Date	Oct 22, 2020
Instrument	20201022001671

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 26108 197th Ave SE was $4,839.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Covington City
Unified School District	Kent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,839.00
2025		$433,000 (+3.84%) Land $239,000 Building $194,000	$433,000 (+3.84%) Land $239,000 Building $194,000
2024	$4,412.00	$417,000 Land $230,000 Building $187,000	$417,000 Land $230,000 Building $187,000
2022	$4,461.00	$413,000 Land $228,000 Building $185,000	$413,000 Land $228,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26108 197th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26108 197th Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DISTRICT serves 56,172 people · EPA ID WA5341650
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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