2610 Wall St, McHenry, IL 60051 Property Records

McHenry County property record for 2610 Wall St, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details6 ba · 3,379 sqft · built 2006
Lot Size0.571 acres (24,829 sqft)
Owner2 Individual Names on Record
Last Sale$560,000 (Nov 2025)
Tax Bill$12,726 (2024)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-25-251-009

Property Details

APN / Parcel Number

Primary APN09-25-251-009

Interior

Full Baths6 Baths
Half Baths4 Half Baths
Plumbing Fixtures19 Plumbing Fixtures
Stories2 Stories
Building Area3,379 sqft Living Area
1st Floor Area1,996 sqft
Basement Area1,632 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area24,829 sqft (0.571 acres)
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft
Deck Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2610 WALL ST
CityMCHENRY
StateIL
Zip60051-3660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2008R0051340 LT 22 LINCOLN HILLS SUB MEMO: BAILEY, EDDIE LYNN JR/JESSIE MARIE
Legal SubdivisionLINCOLN HILLS SUB
Legal Lot Number22
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2064
Census Tract870702

Owner

Source: McHenry County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address130 W SHERIDAN AVE, SHERIDAN, IL 60551-9589
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
NUMARK CREDIT UNION
Nov 26, 2025Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleDec 15, 2006 · Amount on Record
Deed Document Number202533426
Prior Transfer DateSep 15, 2008
Prior Transfer Doc0000051340
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateJun 22, 2026
Property Address2610 WALL ST, MCHENRY, IL 60051-3660
Document Number0000017458
Instrument DateJun 16, 2026
Instrument202617458
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address2610 WALL ST, MCHENRY, IL 60051-3660

Mortgage

Document Number0000017458,
DateJun 22, 2026
Instrument202617458
Lender
NameNUMARK CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.51%
Max Rate-1%

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 26, 2025
Property Address2610 WALL ST, MCHENRY, IL 60051-3660
Document Number0000033426
Instrument DateNov 14, 2025
Instrument2025R0033426
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2610 WALL ST, MCHENRY, IL 60051-3660

Mortgage

Document Number0000033427
DateNov 26, 2025
Instrument2025R0033427
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate6.4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$12,726.00 Homeowner's exemption$158,441 (+20.31%) Land $23,096 Building $135,345$475,323 (+20.31%) Land $69,288 Building $406,035
2022Homeowner's exemption$131,689 Land $19,197 Building $112,492$395,067 Land $57,591 Building $337,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA3 of 22
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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