2610 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2610 W 5th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1919
Lot Size	0.08 acres (3,506 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2023)
Tax Bill	$2,138 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1180-03250`

Property Details

APN / Parcel Number

Primary APN	`010-1180-03250`
Alternative APNs	`1030678` `1157547`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,296 sqft Gross Area
1st Floor Area	648 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1937
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	3,506 sqft (0.08 acres)
Garage Area	384 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	140 sqft
Deck Area	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1157547
Street Address	2610 W 5TH ST
City	DULUTH
State	MN
Zip	55806-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 25 FT SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	119
Legal Lot Number	422
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1011
Census Tract	2600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2610 W 5TH ST, DULUTH, MN 55806-1425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Nov 6, 2023	Intrafamily Transfer, Transfer RESULTS TITLE
May 24, 2017	Warranty Deed, Transfer · FHA Mortgage LEND SMART MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	May 24, 2017 · Amount on File
Deed Document Number	20231477537
Prior Transfer Date	Oct 26, 2023
Prior Transfer Doc	0001477536
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 9, 2026
Property Address	2610 W 5TH ST, DULUTH, MN 55806-1425
Document Number	0001535923
Instrument Date	Jun 24, 2026
Instrument	20261535923
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 W 5TH ST, DULUTH, MN 55806-1425

Mortgage

Document Number	0001535923,
Date	Jul 9, 2026
Instrument	20261535923

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2023
Property Address	2610 W 5TH ST, DULUTH, MN 55806-1425
Document Number	0001477537
Instrument Date	Oct 26, 2023
Instrument	1477537
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 W 5TH ST, DULUTH, MN 55806-1425

Mortgage

Document Number	0001477538
Date	Nov 6, 2023
Instrument	1477538

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2023
Property Address	2610 W 5TH ST, DULUTH, MN 55806-1425
Document Number	0001477536
Instrument Date	Oct 26, 2023
Instrument	1477536
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	RESULTS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 W 5TH ST, DULUTH, MN 55806-1425

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 24, 2017
Property Address	2610 W 5TH ST, DULUTH, MN 55806-1425
Document Number	00A1309861
Instrument Date	May 15, 2017
Instrument	A1309861
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2610 W 5TH ST DULUTH MN 558061425, DULUTH, MN 55806-1425

Mortgage

Document Number	A1309864
Date	May 24, 2017
Instrument	A1309864

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,138.00 (-1.93%) Homeowner's exemption
2025	$2,180.00 (+28.69%) Homeowner's exemption	$187,900 (+15.99%) Land $13,200 Building $174,700	$187,900 (+15.99%) Land $13,200 Building $174,700
2024		$162,000 (+20.63%) Land $15,900 Building $146,100	$162,000 (+20.63%) Land $15,900 Building $146,100
2023	$1,694.00 Homeowner's exemption
2022		$134,300 Land $14,000 Building $120,300	$134,300 Land $14,000 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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