2610 State St, Palatka, FL 32177 Property Records

Putnam County property record for 2610 State St, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 852 sqft · built 1950
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Dec 2021)
Tax Bill$815 (2025)
Deeds & MortgagesAug 2023 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-10-26-2550-003.0-016.0

Property Details

APN / Parcel Number

Primary APN13-10-26-2550-003.0-016.0
Alternative APN
  • 7917

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Building Area852 sqft Living Area
1st Floor Area711 sqft
FlooringSteel Beam

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions128 ft deep x 65 ft wide
PorchPorch
Porch Area102 sqft

Location & Zoning

Account Number7917
Street Address2610 STATE ST
CityPALATKA
StateFL
Zip32177-5845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5 POINTS S/D MB4 P2 BLK 3
Legal Range26E
Legal Township10S
Legal Section13
Legal Subdivision5 POINTS SUB
Legal Block3
Legal Lot Number16
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group6
Census Block6027
Census Tract950900

Owner

2610 State St is owned and occupied by an individual who bought it in December 2021.

Source: Putnam County records, as of January 12, 2026

Owner of RecordIndividual Name on File
Mailing Address2610 STATE ST, PALATKA, FL 32177-5845
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Dec 20, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2021 · Amount on File
Deed SaleDec 20, 2021 · Amount on File
Prior SaleJun 7, 2005 · Amount on File
Deed Document Number202154029256
Deed Book / Page1648 / 1461
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address2610 STATE ST, PALATKA, FL 32177-5845
Transaction TypeMortgage
Record UpdatedSep 15, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2610 STATE ST, PALATKA, FL 32177-5845

Mortgage

Document Number0017221589
DateAug 25, 2023
Book Page1722/1589
Instrument202354019012
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateDec 20, 2021
Property Address2610 STATE ST, PALATKA, FL 32177-5845
Document Number0016481461
Book / Page1648 / 1461
Map ReferenceMB 4 PG 2
Instrument DateDec 17, 2021
Instrument202154029256
Transaction TypeTransfer
Record UpdatedFeb 14, 2023
Title CompanyGUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2324 HOOPES AVE, IDAHO FALLS, ID 83404-8052

Transferred To (Grantee/Buyer)

NameVerified Name
Address2610 STATE ST, PALATKA, FL 32177-5845

Mortgage

Document Number0016481463
DateDec 20, 2021
Instrument1648/1463
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2610 State St was $815 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$815.00 Homeowner's exemption$61,900$92,290 Land $13,000 Building $79,290
2023$716.00 (+2.73%) Homeowner's exemption$58,410 (+3%)$92,230 (+14.1%) Land $9,750 Building $82,480
2022$697.00 Homeowner's exemption$56,710$80,830 Land $9,750 Building $71,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2610 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2610 State St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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