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2610 Ruth Rd Ext, Mattituck, NY 11952 Property Records

Suffolk County and Southold Town property record for 2610 Ruth Rd Ext, Mattituck, NY 11952

Property Summary

Property TypeSingle Family Home
Lot Size3.31 acres (144,184 sqft)
Owner2 Individual Names on Record
Last Sale$885,000 (Dec 2012)
Tax Bill$38,338 (2024)
Deeds & MortgagesMar 2020 Mortgage
Feb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN473889 106.-1-3.1

Property Details

APN / Parcel Number

Primary APN473889 106.-1-3.1
Alternative APNs
  • 1000-106.00-01.00-003.001
  • 388910600000010030010000
  • 47380013037
  • 14

Exterior

Lot Area144,184 sqft

Location & Zoning

Account Number14
Street Address2610 RUTH ROAD EXT
CityMATTITUCK
StateNY
Zip11952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-80
Legal DescriptionBOOK 3 PAGE 00127 BILL 012552
Legal SubdivisionWILLIAM MOLCHAN AND VERA MOLCHAN
Legal Block1
Legal Lot Number3
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHOLD
Census Block Group1
Census Block1001
Census Tract170003

Owner

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 ANDOVER CT, MANHASSET, NY 11030-1001
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2020Deed of Trust, Mortgage · ARM
WELLS FARGO BANK NA
Feb 26, 2020Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2012 · Amount on Record
Deed SaleDec 17, 2012 · Amount on Record
Deed Book / PageD00012713 / 882
Prior Transfer DateMar 2, 2007
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address2610 RUTH ROAD EXT, MATTITUCK, NY 11952
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231160746
DateMar 19, 2020
Book Page23116/746
InstrumentDK046144
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.63%
Type Change DateMar 1, 2027
Index1-Year LIBOR

February 2020: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address2610 RUTH ROAD EXT, MATTITUCK, NY 11952
Document Number0231380825
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedOct 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 ANDOVER CT MANHASSET NY 110301002, MANHASSET, NY 11030-1002

Mortgage

Document Number0231380825
DateMay 28, 2020
Book Page023138/000825
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 27, 2050
Interest
Rate TypeAdjustable Rate
Rate2.62%

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthold Town
Unified School DistrictMattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,500 (-) Land $7,300 Building $17,200$4,454,545 (+10,263.75%) Land $1,327,273 Building $3,127,273
2024$38,338.00
2023$24,500 Land $7,300 Building $17,200$42,982 Land $12,807 Building $30,175

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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