2610 Pruitt Cir, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 2610 Pruitt Cir, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,872 sqft · built 2006
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$858,000 (May 2021)
Tax Bill	$9,123 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-414-90217972`

Property Details

APN / Parcel Number

Primary APN	`02-414-90217972`
Alternative APNs	`2-414-90217972` `41490217972`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,312 sqft
1st Floor Area	2,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	462 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	41490217972
Street Address	2610 PRUITT CIR
City	EDGEWATER
State	MD
Zip	21037-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 HOMEPORT FARMS
Legal Subdivision	HOMEPORT FARMS
Legal Block	1
Legal Lot Number	6
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1018
Census Tract	702500

Owner

Source: Anne Arundel County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2610 PRUITT CIR, EDGEWATER, MD 21037-1116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
May 7, 2021	Deed of Trust, Mortgage · Line of Credit TOWER FCU
May 7, 2021	Deed, Transfer · Conventional Mortgage AMERIS BANK
May 25, 2018	Grant Deed, Transfer FULTON BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Book / Page	36735 / 6
Last Transfer Date	Jul 3, 2024
Transfer Doc	0407780476
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2610 PRUITT CIR, EDGEWATER, MD 21037-1116
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399040100
Date	Sep 5, 2023
Book Page	39904/100

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LEESBURG, VA 20175

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2610 PRUITT CIR, EDGEWATER, MD 21037-1116
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	NEIGHBORHOOD SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0350870024
Date	Aug 21, 2020
Book Page	35087/24

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2610 PRUITT CIR, EDGEWATER, MD 21037-1116
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 PRUITT CIR, EDGEWATER, MD 21037-1116

Mortgage

Document Number	0367350032
Date	May 7, 2021
Book Page	36735/32

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 7, 2021
Property Address	2610 PRUITT CIR, EDGEWATER, MD 21037-1116
Document Number	0367350006
Book / Page	36735 / 6
Map Reference	MB 258 PG 1 PL13421
Instrument Date	Apr 12, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2610 PRUITT CIR, EDGEWATER, MD 21037-1116

Mortgage

Document Number	3673513
Date	May 7, 2021
Instrument	36735/13

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 25, 2018
Property Address	2610 PRUITT CIR, EDGEWATER, MD 21037-1116
Document Number	0321330022
Book / Page	032133 / 000022
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 PRUITT CIR EDGEWATER MD 210371116, EDGEWATER, MD 21037-1116

Mortgage

Document Number	321330029
Date	May 25, 2018
Book Page	032133/000029

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$844,300 (+9.69%)	$881,600 (+14.54%) Land $328,100 Building $553,500
2024	$9,123.00 (+8.54%)
2023	$8,405.00	$769,700 Land $328,100 Building $441,600	$769,700 Land $328,100 Building $441,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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