2610 McClain Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2610 McClain Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,498 sqft · built 1954
Lot Size	0.444 acres (19,321 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Sep 2026)
Tax Bill	$3,576 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-18-456-001`

Property Details

APN / Parcel Number

Primary APN	`8913-18-456-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,321 sqft (0.444 acres)
Lot Dimensions	139 ft deep x 131 ft wide
Deck Area	144 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2610 MCCLAIN DR
City	CEDAR FALLS
State	IA
Zip	50613-5646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUEHNS THIRD ADDITION LOT 14
Legal Range	13W
Legal Township	89N
Legal Section	18
Legal Subdivision	KUEHNS THIRD ADDITION
Legal Lot Number	14
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	4
Census Block	4013
Census Tract	2400

Owner

Source: Black Hawk County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2610 MCCLAIN DR, CEDAR FALLS, IA 50613-5646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	Sep 19, 2012
Deed Document Number	202614395
Prior Transfer Date	Jun 27, 2008
Prior Transfer Doc	2009000173
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 21, 2026
Property Address	2610 MCCLAIN DR, CEDAR FALLS, IA 50613-5646
Document Number	0000014395
Instrument Date	Sep 18, 2026
Instrument	202614395
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 MCCLAIN DR, CEDAR FALLS, IA 50613-5646

Mortgage

Document Number	0000014396,
Date	Sep 21, 2026
Instrument	202614396

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000014397,
Date	Sep 21, 2026
Instrument	202614397

Lender

Name	HOUSING TRUST FUND

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,576.00 (+2.46%) Homeowner's exemption	$249,050 (+9.68%) Land $42,950 Building $206,100	$249,050 (+9.68%) Land $42,950 Building $206,100
2024	$3,490.00 (+1.57%)
2023		$227,070 (+16.44%) Land $42,950 Building $184,120	$227,070 (+16.44%) Land $42,950 Building $184,120
2022	$3,436.00 Homeowner's exemption	$195,010 Land $42,950 Building $152,060
2021			$195,010 Land $42,950 Building $152,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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