San Luis Obispo County property record for 2610 Hemlock Ave, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,922 sqft · built 1976 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $980,000 (Dec 2023) |
| Tax Bill | $11,017 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-245-020 |
| Primary APN | 068-245-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,922 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Lot Area | 2,800 sqft (0.064 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2610 HEMLOCK AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY MB MORRO DEL MAR 1 BL 2 LT 11 |
| Legal Subdivision | MORRO DEL MAR 01 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10505 |
2610 Hemlock Ave is owned and occupied by an individual who bought it in December 2023.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2610 HEMLOCK AVE, MORRO BAY, CA 93442-1748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2023 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Dec 13, 2023 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Dec 13, 2023 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 21, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on File |
| Deed Sale | Dec 13, 2023 · Amount on File |
| Prior Sale | Jun 30, 2009 · Amount on File |
| Deed Document Number | 202337009 |
| Prior Transfer Date | Dec 7, 2023 |
| Prior Transfer Doc | 0000037011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 13, 2023 |
| Property Address | 2610 HEMLOCK AVE, MORRO BAY, CA 93442-1748 |
| Document Number | 0000037010 |
| Map Reference | MB 3 PG 76 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2023037010 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2610 HEMLOCK AVE, MORRO BAY, CA 93442-1748 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 13, 2023 |
| Property Address | 2610 HEMLOCK AVE, MORRO BAY, CA 93442-1748 |
| Document Number | 0000037011 |
| Map Reference | MB 3 PG 76 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2023037011 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 672 KERN AVE, MORRO BAY, CA 93442-2316 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 13, 2023 |
| Property Address | 2610 HEMLOCK AVE, MORRO BAY, CA 93442-1748 |
| Document Number | 0000037009 |
| Map Reference | MB 3 PG 76 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023037009 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2610 HEMLOCK AVE, MORRO BAY, CA 93442-1748 |
| Document Number | 0000037012 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 2023037012 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 21, 2023 |
| Property Address | 2610 HEMLOCK AVE, MORRO BAY, CA 93442-1748 |
| Document Number | 0000010937 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2023010937 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2610 HEMLOCK AVE, MORRO BAY, CA 93442-1748 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2610 HEMLOCK AVE, MORRO BAY, CA 93442-1748 |
| Document Number | 0000073878 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021073878 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 2610 Hemlock Ave was $11,017.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,019,592 (+2%) Land $572,220 Building $447,372 | |
| 2025 | $11,017.00 | $999,600 Land $561,000 Building $438,600 |
| 2023 | $5,936.00 (+6.71%) Homeowner's exemption | $543,359 Land $278,489 Building $264,870 |
| 2022 | $5,563.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2610 Hemlock Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2610 Hemlock Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
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