2610 E 37th St, Panama City, FL 32405 Property Records

Bay County property record for 2610 E 37th St, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 1963
Lot Size	4.62 acres (201,290 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Jul 2026)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11828-000-000`

Property Details

APN / Parcel Number

Primary APN	`11828-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,046 sqft Living Area
1st Floor Area	2,046 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	201,290 sqft (4.62 acres)
Lot Dimensions	305 ft deep x 660 ft wide
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2610 E 37TH ST
City	PANAMA CITY
State	FL
Zip	32405-6641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	22 3S 14W -5- MAP 103D LOT 33 LESS N 25 FOR RD R/W ORB 2205 P 1651 ORB 2484 P 919
Legal Range	14W
Legal Township	03S
Legal Section	22
Legal Subdivision	ST ANDREWS BAY DEVELOPING CO
Legal Lot Number	33
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2062
Census Tract	1301

Owner

Source: Bay County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	825 OHIO AVE, LYNN HAVEN, FL 32444-2351
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 15, 2026	Affidavit, Transfer
Jul 15, 2026	Warranty Deed, Transfer CORNERSTONE TITLE GROUP, CORNERSTONE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Deed Document Number	202642744
Deed Book / Page	5056 / 416
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 25, 2026
Property Address	2610 E 37TH ST, PANAMA CITY, FL 32405-6641
Document Number	0000052599
Book / Page	5071 / 1978
Instrument Date	Aug 12, 2026
Instrument	202652599
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	825 OHIO AVE, LYNN HAVEN, FL 32444-2351

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BAY FL
Recording Date	Jul 15, 2026
Property Address	2610 E 37TH ST, PANAMA CITY, FL 32405-6641
Document Number	0000042743
Book / Page	5056 / 415
Instrument Date	Jul 15, 2026
Instrument	202642743
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 E 37TH ST, PANAMA CITY, FL 32405-6641

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 15, 2026
Property Address	2610 E 37TH ST, PANAMA CITY, FL 32405-6641
Document Number	0000042744
Book / Page	5056 / 416
Instrument Date	Jul 14, 2026
Instrument	202642744
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	CORNERSTONE TITLE GROUP, CORNERSTONE TITLE

Transaction

Amount	Amount Recorded
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1805 TENNESSEE AVE, LYNN HAVEN, FL 32444-4222

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 (+3.84%) Homeowner's exemption	$128,161 (+5.99%)	$479,812 (+15.48%) Land $364,914 Building $114,898
2024	$1,093.00 (+2.63%)
2023	$1,065.00 (+37.95%) Homeowner's exemption	$120,921 (+19.15%)	$415,485 (+29.95%) Land $316,008 Building $99,477
2022	$772.00 Homeowner's exemption	$101,489	$319,737 Land $250,549 Building $69,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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