Harford County property record for 2610 Clayton Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,188 sqft · built 1968 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 2023) |
| Tax Bill | $4,461 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Mar 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-033301 |
| Primary APN | 01-033301 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,188 sqft Total Area |
| Basement Area | 890 sqft |
| Finished Basement | 890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Dimensions | 217 ft deep x 99 ft wide |
| Porch | Slab |
| Porch Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 033301 |
|---|---|
| Street Address | 2610 CLAYTON RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 6 233/99X217 AVG 2610 CLAYTON ROAD MT PLEASANT S2 P 19/33 |
| Legal Subdivision | MOUNT PLEASANT |
| Legal Lot Number | 6 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 301201 |
2610 Clayton Rd is owned and occupied by two individuals who bought it in July 2023.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2610 CLAYTON RD, JOPPA, MD 21085-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed, Transfer POWERHOUSE TITLE LLC, POWERHOUSE TITLE |
| Mar 17, 2026 | Divorce Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD |
| Jul 20, 2023 | Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on File |
| Deed Sale | Jul 20, 2023 · Amount on File |
| Prior Sale | Mar 20, 2012 · Amount on File |
| Deed Book / Page | 15973 / 490 |
| Prior Transfer Date | Jul 22, 2011 |
| Prior Transfer Doc | 0092910278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 14, 2026 |
| Property Address | 2610 CLAYTON RD, JOPPA, MD 21085-1802 |
| Document Number | 1708000131 |
| Book / Page | 17082 / 131 |
| Instrument Date | Apr 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | POWERHOUSE TITLE LLC, POWERHOUSE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2610 CLAYTON RD, JOPPA, MD 21085-1802 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 17, 2026 |
| Property Address | 2610 CLAYTON RD, JOPPA, MD 21085-1802 |
| Document Number | 0170430100 |
| Book / Page | 17043 / 100 |
| Map Reference | MB GRG 19 FO 33 |
| Instrument Date | Mar 3, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2610 CLAYTON RD, JOPPA, MD 21085-1802 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2610 CLAYTON RD, JOPPA, MD 21085-1802 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | NOT AVAILABLE, KEY TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2610 CLAYTON ROAD, HUNT VALLEY, MD 21065-0001 |
| Document Number | 0150230115 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 15023/115 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 20, 2023 |
| Property Address | 2610 CLAYTON RD, JOPPA, MD 21085-1802 |
| Document Number | 0159730490 |
| Book / Page | 15973 / 490 |
| Map Reference | MB 19 FO 33 |
| Instrument Date | Jul 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2610 CLAYTON RD, JOPPA, MD 21085-1802 |
| Document Number | 0159730496 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 15973/496 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2026 property tax bill for 2610 Clayton Rd was $4,461, up 38.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,461.00 (+38.67%) | $403,800 (+16.45%) Land $94,900 Building $308,900 | $403,800 (-) Land $94,900 Building $308,900 |
| 2025 | $3,217.00 | $346,767 | $403,800 Land $94,900 Building $308,900 |
| 2023 | $232,700 (+1.1%) Land $94,900 Building $137,800 | $232,700 (-) Land $94,900 Building $137,800 | |
| 2022 | $2,568.00 (-3.24%) Homeowner's exemption | $230,167 | $232,700 Land $94,900 Building $137,800 |
| 2021 | $2,654.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2610 Clayton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2610 Clayton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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