2610 Caldwell Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2610 Caldwell Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,949 sqft · built 2012
Lot Size	0.146 acres (6,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2015)
Tax Bill	$3,009 (2024)
Deeds & Mortgages	Oct 2024 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-2N-30-0077-00C00-0120`

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00C00-0120`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,949 sqft Heated Area
Gross Area	4,422 sqft
1st Floor Area	3,433 sqft
Upper Floors Area	1,321 sqft
Attic	Attic
Attic Area	176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Metal
Lot Area	6,403 sqft (0.146 acres)
Lot Dimensions	1,250 ft deep x 480 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	549 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	232N30007700C000120
Street Address	2610 CALDWELL CIR
City	PACE
State	FL
Zip	32571-6785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ASHLEY PLANTATION PHASE 1 LOT 12 BLK C AS DES IN OR 3450 PG 24
Legal Range	30W
Legal Township	02N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Phase	1
Legal Block	C
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1016
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2610 CALDWELL CIR, PACE, FL 32571-6785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2015 · Amount on Record
Deed Sale	Aug 4, 2015 · Amount on Record
Prior Sale	Sep 6, 2011 · Amount on Record
Deed Document Number	201528733
Deed Book / Page	3450 / 0024
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2610 CALDWELL CIR, PACE, FL 32571-6785
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 CALDWELL CIR, PACE, FL 32571-6785

Mortgage

Document Number	0045501744
Date	Oct 9, 2024
Book Page	4550/1744
Instrument	202445861

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2610 CALDWELL CIR, PACE, FL 32571-6785
Document Number	0039481486
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2610 CALDWELL CIR PACE FL 325716785, PACE, FL 32571-6785

Mortgage

Document Number	0039481486
Date	May 8, 2020
Book Page	003948/001486
Instrument	21874

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 7, 2035

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,009.00 (+7.01%) Homeowner's exemption	$261,976 (+3%)	$418,570 (+0.79%) Land $45,000 Building $373,570
2023	$2,812.00 (+2.63%) Homeowner's exemption	$254,346 (+3%)	$415,305 (+5.72%) Land $45,000 Building $370,305
2022	$2,740.00 Homeowner's exemption	$246,938	$392,840 Land $31,000 Building $361,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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