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261 Waters Edge Ln, Madison, AL 35758 Property Records

Madison County property record for 261 Waters Edge Ln, Madison, AL 35758

Property Summary

Property TypeCondominium
Details1 ba · 1,055 sqft · built 1992
Lot Size0 acres (25 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (May 2026)
Tax Bill$2,182 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-02-09-1-002-032.007-CONDO

Property Details

APN / Parcel Number

Primary APN16-02-09-1-002-032.007-CONDO
Alternative APNs
  • 406634
  • 592602

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,055 sqft Living Area
1st Floor Area1,055 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCondo/Apartment
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area25 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number592602
Street Address261 WATERS EDGE LN
CityMADISON
StateAL
Zip35758-2587
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 8 BLDG 13 MADISON TOWNE CENTER CONDOMINIUM SECTION C WATERS EDGE VILLAGE PH VIII C WITH INTEREST IN COMMON ELEMENTS COND
Legal Range02W
Legal Township04S
Legal Section09
Legal SubdivisionWATERS EDGE VILLAGE PH VIII
Legal Block13
Legal Lot Number8
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group1
Census Block1007
Census Tract11013

Owner

Source: Madison County records · APN 16-02-09-1-002-032.007-CONDO

Assessment roll updated November 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address261 WATERS EDGE LN, MADISON, AL 35758-2587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · VA Mortgage
NAVY FEDERAL CREDIT UNION
May 19, 2026Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2026 · Amount on Record
Deed SaleMay 19, 2026 · Amount on Record
Prior SaleSep 02, 2014 · Amount on Record
Deed Book / Page2026 / 22257
Prior Transfer DateMay 03, 2022
Prior Transfer Doc0000021571
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Recording DateMay 19, 2026
Property Address261 WATERS EDGE LN, MADISON, AL 35758-2587
Document Number2026106781
Book / Page2026 / 106781
Instrument DateMay 18, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2026106781,
DateMay 19, 2026
Book Page2026/106781
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON AL
Recording DateMay 19, 2026
Property Address261 WATERS EDGE LN, MADISON, AL 35758-2587
Document Number2026022257
Book / Page2026 / 22257
Instrument DateMay 18, 2026
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$19,190.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 WATERS EDGE LN, MADISON, AL 35758-2587

Mortgage

Document Number2026106781,
DateMay 19, 2026
Book Page2026/106781
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,182.00 (+21.9%)$31,320 (+21.96%) Building $31,320$163,300 (+27.18%) Building $163,300
2023$1,790.00 (+27.04%)$25,680 (+27.13%) Building $25,680$128,400 (+27.13%) Building $128,400
2022$1,409.00$20,200 Building $20,200$101,000 Building $101,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2003–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2016 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 219 locations within half a mile of this property.

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