261 W Main St, Shelby, OH 44875 Property Records

Richland County property record for 261 W Main St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,646 sqft · built 1961
Lot Size	0.2 acres (8,695 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2023)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Jul 2007 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-107-13-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-107-13-000`
Alternative APN	`02004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,421 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,695 sqft (0.2 acres)
Lot Dimensions	126 ft deep x 69 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	261 W MAIN ST
City	SHELBY
State	OH
Zip	44875-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3247 63.15 X 136.22 X LONG ST
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4051
Census Tract	2500

Owner

261 W Main St is owned and occupied by an individual who bought it in January 2023.

Source: Richland County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	261 W MAIN ST, SHELBY, OH 44875-1445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2007	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Jan 27, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 16, 2021	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Deed Document Number	2023844
Deed Book / Page	3000 / 1135
Record Updated	Sep 20, 2026

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	261 W MAIN ST, SHELBY, OH 44875-1445
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01778/0732
Date	Jul 30, 2007
Book Page	1778/0732
Instrument	200700011610

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jan 27, 2023
Property Address	261 W MAIN ST, SHELBY, OH 44875-1445
Document Number	03000/1135
Book / Page	3000 / 1135
Instrument Date	Apr 29, 2022
Instrument	202300000844
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 W MAIN ST, SHELBY, OH 44875-1445

Mortgage

Document Number	202300000845
Date	Jan 27, 2023
Instrument	202300000845

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jun 1, 2052

August 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	RICHLAND OH
Recording Date	Aug 16, 2021
Property Address	261 W MAIN ST, SHELBY, OH 44875-1445
Document Number	002919/842
Book / Page	2919 / 842
Instrument Date	Feb 13, 2021
Instrument	202100011412
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 W MAIN ST, SHELBY, OH 44875-1445

Tax Assessment & Valuation

The 2025 property tax bill for 261 W Main St was $1,693 with a homeowner's exemption, up 0.1% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,693.00 (+0.06%)	$45,460 (-) Land $5,460 Building $40,000
2024	$1,692.00 (-2.7%) Homeowner's exemption	$45,460 (-) Land $5,460 Building $40,000
2023	$1,739.00 (-6.05%) Homeowner's exemption	$45,460 (+4.89%) Land $5,460 Building $40,000	$129,880 Land $15,590 Building $114,290
2022	$1,851.00 Homeowner's exemption	$43,340 Land $5,520 Building $37,820
2020			$123,840 Land $15,780 Building $108,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 261 W Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2004–2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims Severe Storms And Flooding, Jun 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV, Wavelinc Communications.

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