Lake County property record for 261 Vine Ave, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,012 sqft · built 1920 |
| Lot Size | 0.299 acres (13,033 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,699,000 (Apr 2025) |
| Tax Bill | $26,170 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-126-007 |
| Primary APN | 12-33-126-007 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,012 sqft Living Area |
| Gross Area | 5,208 sqft |
| 1st Floor Area | 1,696 sqft |
| Upper Floors Area | 1,816 sqft |
| Basement Area | 1,696 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 196 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,033 sqft (0.299 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 261 VINE AVE |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-1934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF LAKE FOREST ELY 51 FT WLY 100 FT(MEASD ALG NLY LN) L OT 320 |
| Legal Subdivision | LAKE FOREST |
| Legal Lot Number | 320 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 863500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 261 VINE AVE, LAKE FOREST, IL 60045-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK |
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ORIGINPOINT LLC |
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Nov 18, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2025 · Amount on Record |
| Deed Sale | Apr 7, 2025 · Amount on Record |
| Prior Sale | Sep 11, 2024 · Amount on Record |
| Deed Document Number | 20258091555 |
| Prior Transfer Date | Nov 2, 2021 |
| Prior Transfer Doc | 0007846077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 15, 2026 |
| Property Address | 261 VINE AVE, LAKE FOREST, IL 60045-1934 |
| Document Number | 0008194779 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20268194779 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 261 VINE AVE, LAKE FOREST, IL 60045-1934 |
| Investor | Possibly a Property Investor |
| Document Number | 0008194779, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 20268194779 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 261 VINE AVE, LAKE FOREST, IL 60045-1934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | UNKNOWN, PT |
| Name | Verified Name |
|---|---|
| Address | 261 VINE AVE, LAKE FOREST, IL 60045-1934 |
| Investor | Possibly a Property Investor |
| Document Number | 0008149192 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 8149192 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 261 VINE AVE, LAKE FOREST, IL 60045-1934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007870128 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 7870128 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 18, 2021 |
| Property Address | 261 VINE AVE, LAKE FOREST, IL 60045-1934 |
| Document Number | 0007846077 |
| Map Reference | MB D PG 72-77 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 7846077 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 261 VINE AVE, LAKE FOREST, IL 60045-1934 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $454,217 (+18.22%) Land $133,209 Building $321,008 | $1,362,787 (+18.22%) Land $399,667 Building $963,120 | |
| 2024 | $26,170.00 (+22.73%) | ||
| 2023 | $21,324.00 (+2.87%) | $384,210 (+6.98%) Land $112,678 Building $271,532 | $1,152,745 (+6.98%) Land $338,068 Building $814,677 |
| 2022 | $20,729.00 | $359,158 Land $105,331 Building $253,827 | $1,077,582 Land $316,025 Building $761,557 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–2007) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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