Cleburne County property record for 261 Tortoise Bay Rd, Higden, AR 72067
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.961 acres (41,868 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jul 2016) |
| Tax Bill | $161 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-09481-000 |
| Primary APN | 002-09481-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 41,868 sqft (0.961 acres) |
|---|---|
| Utility Building | 400 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 261 TORTOISE BAY RD |
|---|---|
| City | HIGDEN |
| State | AR |
| Zip | 72067-9107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12 |
| Legal Township | 10 |
| Legal Section | 01 |
| Legal Subdivision | TORTOISE BAY |
| Legal Lot Number | 32 |
| Jurisdiction | CLEBURNE AR |
| Township / Civil Division | SALINE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 480502 |
Source: Cleburne County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4871 BRIARCLIFF AVE, MEMPHIS, TN 38117-3309 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STONE BANK |
| Mar 2, 2023 | Deed of Trust, Mortgage COGENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2016 · Amount on Record |
| Deed Sale | Jul 7, 2016 · Amount on Record |
| Prior Sale | Jul 18, 1997 |
| Deed Document Number | 20163441 |
| Prior Transfer Date | Dec 15, 2006 |
| Prior Transfer Doc | 200700062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Recording Date | Jun 4, 2026 |
| Property Address | 261 TORTOISE BAY RD, HIGDEN, AR 72067-9107 |
| Document Number | 0000003205 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20263205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4871 BRIARCLIFF AVE, MEMPHIS, TN 38117-3309 |
| Document Number | 0000003205, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 20263205 |
| Name | STONE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 1, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Property Address | 261 TORTOISE BAY RD, HIGDEN, AR 72067-9107 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202301155 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 202301155 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Amount | Amount Recorded |
|---|---|
| Term | 299 Months |
| Due | Feb 28, 2048 |
Source: Cleburne County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Cleburne County |
| Unified School District | West Side School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161.00 | $4,168 (-) Land $3,000 Building $1,168 | $20,840 (-) Land $15,000 Building $5,840 |
| 2025 | $161.00 | $4,168 (-) Land $3,000 Building $1,168 | $20,840 (-) Land $15,000 Building $5,840 |
| 2023 | $161.00 | $4,168 Land $3,000 Building $1,168 | $20,840 Land $15,000 Building $5,840 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMUNITY WATER SYSTEM serves 18,628 people · EPA ID AR0000101 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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