261 Tando Way, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 261 Tando Way, Fort Mitchell, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,166 sqft · built 1999
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$213,000 (Oct 2024)
Tax Bill$2,161 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN045-30-01-032.00

Property Details

APN / Parcel Number

Primary APN045-30-01-032.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,166 sqft Finished Area
Gross Area1,508 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address261 TANDO WAY
CityFT MITCHELL
StateKY
Zip41017-9116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUMBERLAND RIDGE SEC 1 LOT 32
Legal SubdivisionCUMBERLAND RIDGE
Legal Phase1
Legal Lot Number32
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1022
Census Tract66801

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address261 TANDO WAY, FT MITCHELL, KY 41017-9116
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Intrafamily Transfer, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 23, 2018Warranty Deed, Transfer · FHA Mortgage
SUMMIT FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2024 · Amount on Record
Deed SaleOct 4, 2024 · Amount on Record
Prior SaleOct 3, 2024 · Amount on Record
Deed Document Number202461
Deed Book / Page308 / 420
Prior Transfer DateDec 15, 2021
Prior Transfer Doc0005900208
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJan 12, 2022
Property Address261 TANDO WAY, COVINGTON, KY 41017-9116
Document Number0005900208
Book / Page142 / 307
Map ReferenceSL A-185
Instrument DateDec 21, 2021
Instrument22011205900208
Transaction TypeTransfer
Record UpdatedMar 31, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 TANDO WAY, COVINGTON, KY 41017-9116

Mortgage

Document Number0005900209
DateJan 12, 2022
Book Page325/927
Instrument22011205900209
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 23, 2018
Property Address261 TANDO WAY, COVINGTON, KY 41017-9116
Document Number0000000105
Book / Page0I4137 / 000018
Instrument DateJul 18, 2018
Instrument105
Transaction TypeTransfer
Record UpdatedAug 7, 2018
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$158.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address261 TANDO WAY COVINGTON KY 410179116, COVINGTON, KY 41017-9116

Mortgage

Document Number108
DateJul 23, 2018
Book Page0I4137/000021
Instrument108
Lender
NameSUMMIT FNDG
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95815
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,100 (-) Land $35,000 Building $183,100$218,100 (-) Land $35,000 Building $183,100
2025$2,161.00 (-7.01%)$218,100 (-) Land $25,000 Building $193,100$218,100 (-) Land $25,000 Building $193,100
2023$2,324.00$218,100 Land $25,000 Building $193,100$218,100 Land $25,000 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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