261 Spruce St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 261 Spruce St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,022 sqft · built 1870
Lot Size	0.086 acres (3,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,000 (Sep 2020)
Tax Bill	$14,539 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00519-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`02-00519-0000-00002`
Alternative APN	`020051900002`

Interior

Stories	2 Stories
Building Area	2,022 sqft Living Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Multi-Family
Lot Area	3,742 sqft (0.086 acres)
Lot Dimensions	87 ft deep x 43 ft wide

Location & Zoning

Old Parcel Number	020051900002
Street Address	261 SPRUCE ST
City	BLOOMFIELD
State	NJ
Zip	07003-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	43 X 87
Legal Block	519
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2001
Census Tract	15400

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	261 SPRUCE ST, BLOOMFIELD, NJ 07003-3645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Prior Sale	Feb 23, 2005 · Amount on Record
Deed Document Number	202086401
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 8, 2020
Property Address	261 SPRUCE ST, BLOOMFIELD, NJ 07003-3645
Document Number	0000086401
Instrument Date	Aug 19, 2020
Instrument	2020086401
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 BALDWIN PL, 65, BLOOMFIELD, NJ 07003-6010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 SPRUCE ST, BLOOMFIELD, NJ 07003-3645

Mortgage

Document Number	0000086402
Date	Sep 8, 2020
Instrument	2020086402

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,700 (-) Land $119,300 Building $297,400	$416,700 (-) Land $119,300 Building $297,400
2025	$14,539.00 (+2.87%)	$416,700 (-) Land $119,300 Building $297,400	$416,700 (-) Land $119,300 Building $297,400
2024	$14,134.00 (+5.94%)
2023		$416,700 Land $119,300 Building $297,400	$416,700 Land $119,300 Building $297,400
2022	$13,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20