Polk County property record for 261 Spring Creek Rd, Delano, TN 37325
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,312 sqft · built 1991 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $201,500 (Apr 2016) |
| Tax Bill | $1,200 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070010 09012 |
| Primary APN | 070010 09012 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Upper Floors Area | 512 sqft |
| Attic Area | 448 sqft |
| Basement Area | 1,800 sqft |
| Unfinished Basement | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 47,916 sqft (1.1 acres) |
| Porch | Open Porch |
| Porch Area | 528 sqft |
| Patio Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 261 SPRING CREEK RD |
|---|---|
| City | DELANO |
| State | TN |
| Zip | 37325-7315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: A01 |
| Legal Subdivision | SPRING CREEK RD |
| Legal Lot Number | 8 |
| Jurisdiction | POLK TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 950201 |
261 Spring Creek Rd is owned and occupied by two individuals who bought it in April 2016.
Source: Polk County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 261 SPRING CREEK RD, DELANO, TN 37325-7315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2016 · Amount on File |
| Deed Sale | Apr 6, 2016 · Amount on File |
| Prior Sale | Feb 4, 2014 |
| Deed Document Number | 16000699 |
| Deed Book / Page | WD295 / 423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK TN |
| Property Address | 261 SPRING CREEK RD, DELANO, TN 37325-7315 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0TD553/410 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | TD553/410 |
| Instrument | 21003611 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 261 Spring Creek Rd was $1,200.
Source: Polk County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,200.00 | $71,050 (-) Land $4,225 Building $66,825 | |
| 2024 | $1,200.00 | $71,050 (-) Land $4,225 Building $66,825 | |
| 2023 | $1,200.00 (+15.16%) | $71,050 (+71.31%) Land $4,225 Building $66,825 | $284,200 (+71.31%) Land $16,900 Building $267,300 |
| 2022 | $1,042.00 | $41,475 Land $4,225 Building $37,250 | $165,900 Land $16,900 Building $149,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 261 Spring Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 261 Spring Creek Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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