261 South St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 261 South St, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,072 sqft · built 1978
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,017 (2025)
Deeds & Mortgages	Oct 2022 Refinance Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:021 B:001 L:000`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:021 B:001 L:000`
Alternative APN	`2075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	1,072 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2075
Street Address	261 SOUTH ST
City	GORHAM
State	ME
Zip	04038-1987
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	1
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3022
Census Tract	4002

Owner

261 South St is owned and occupied by two individuals.

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	261 SOUTH ST, GORHAM, ME 04038-1987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CASCO FEDERAL CREDIT UNION
Nov 14, 2017	Deed of Trust, Mortgage CASCO FCU
Nov 27, 2018	Deed of Trust, Mortgage CASCO FCU
Jan 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CASCO FEDERAL CREDIT UNION
Sep 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CASCO FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	261 SOUTH ST, GORHAM, ME 04038-1987
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0397820339
Date	Oct 14, 2022
Book Page	39782/339
Instrument	52115

Lender

Name	CASCO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2042

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	261 SOUTH ST, GORHAM, ME 04038-1987
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344580021
Date	Nov 14, 2017
Book Page	34458/0021
Instrument	000000057905

Lender

Name	CASCO FCU

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 14, 2037

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	261 SOUTH ST, GORHAM, ME 04038-1987
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353120336
Date	Nov 27, 2018
Book Page	35312/0336
Instrument	000000060184

Lender

Name	CASCO FCU

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 27, 2038

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	261 SOUTH ST, GORHAM, ME 04038-1987
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0363100157
Date	Jan 2, 2020
Book Page	36310/157
Instrument	50

Lender

Name	CASCO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	261 SOUTH ST, GORHAM, ME 04038-1987
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0372320265
Date	Sep 28, 2020
Book Page	37232/265
Instrument	61206

Lender

Name	CASCO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 261 South St was $5,017, up 0.7% from the year before.

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,017.00 (+0.68%)	$339,000 (-) Land $76,000 Building $263,000
2024	$4,983.00	$339,000 Land $76,000 Building $263,000
2022	$4,356.00	$339,000 Land $76,000 Building $263,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 261 South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 South St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

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