261 Sidney St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 261 Sidney St E, Saint Paul, MN 55107

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,069 sqft · built 1885
Lot Size0.112 acres (4,880 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Jul 2023)
Tax Bill$3,508 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jul 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN08-28-22-42-0090

Property Details

APN / Parcel Number

Primary APN08-28-22-42-0090
Alternative APNs
  • 8510334
  • 8526472

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,069 sqft Living Area
1st Floor Area696 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialAsbestos
Foundation TypeRaised
Lot Area4,880 sqft (0.112 acres)
Lot Dimensions122 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8526472
Street Address261 SIDNEY ST E
CitySAINT PAUL
StateMN
Zip55107-3112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAUL MARTINS REARR OF BLK 18 E 3 FT OF LOT 23 & ALL OF LOT 24 BLK 18
Legal Range22
Legal Township28
Legal Section08
Legal SubdivisionPAUL MARTINS REARR OF BLK 18
Legal Block18
Legal Lot Number23,24
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group5
Census Block5010
Census Tract37200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address261 SIDNEY ST E, SAINT PAUL, MN 55107-3112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 10, 2023Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 11, 2020Warranty Deed, Transfer · Conventional with PMI
LAKE AREA MTG
May 11, 2020Deed of Trust, Mortgage
LAKE AREA MTG
May 10, 2018Warranty Deed, Transfer · Conventional with PMI
LAKES AREA MTG
Nov 1, 2017Warranty Deed, Construction Loan · Construction Mortgage
LIMA ONE CAP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2023 · Amount on Record
Deed SaleJul 10, 2023 · Amount on Record
Prior SaleJul 5, 2023 · Amount on Record
Deed Document Number20234994129
Prior Transfer DateOct 17, 2017
Prior Transfer Doc0004684251
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address261 SIDNEY ST E, SAINT PAUL, MN 55107-3112
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 E SINNEY ST, SAINT PAUL, MN 55107

Mortgage

Document Number0A05084964
DateNov 3, 2025
InstrumentA05084964
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJul 10, 2023
Property Address261 SIDNEY ST E, SAINT PAUL, MN 55107-3112
Document Number0A04994129
Instrument DateJul 5, 2023
InstrumentA04994129
Transaction TypeTransfer
Record UpdatedJul 26, 2023
Title CompanyANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 SIDNEY ST E, SAINT PAUL, MN 55107-3112

Mortgage

Document Number0A04994130
DateJul 10, 2023
InstrumentA04994130
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateAug 11, 2020
Property Address261 SIDNEY ST E, SAINT PAUL, MN 55107-3112
Document Number0004826662
Instrument DateJul 20, 2020
Instrument4826662
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyTITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$772.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 SIDNEY ST E ST PAUL MN 551073112, ST PAUL, MN 55107-3112

Mortgage

Document Number4826663
DateAug 11, 2020
Instrument4826663
Lender
NameLAKE AREA MTG
TypeMortgage Company
AddressSHOREVIEW, MN 55126
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address261 SIDNEY ST E, SAINT PAUL, MN 55107-3112
Document Number0004812794
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJun 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 SIDNEY ST E ST PAUL MN 551073112, ST PAUL, MN 55107-3112

Mortgage

Document Number0004812794
DateMay 27, 2020
Instrument4812794
Lender
NameLAKE AREA MTG
TypeMortgage Company
AddressSHOREVIEW, MN 55126
Agreement
AmountAmount Recorded
Term360 Months
DueMay 26, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateMay 10, 2018
Property Address261 SIDNEY ST E, SAINT PAUL, MN 55107-3112
Document Number0004709321
Instrument DateMay 4, 2018
Instrument4709321
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$622.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 SIDNEY ST E ST PAUL MN 551073112, ST PAUL, MN 55107-3112

Mortgage

Document Number4709322
DateMay 10, 2018
Instrument4709322
Lender
NameLAKES AREA MTG
TypeMortgage Company
AddressSHREVIEW, MN 55126
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 9, 2048

Mortgage

Document Number4709323,
DateMay 10, 2018
Instrument4709323
Lender
NameLAKE AREA MTG
TypeMortgage Company
AddressSHOREVIEW, MN 55126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 9, 2048
Interest
Rate TypeAdjustable Rate

November 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateNov 1, 2017
Property Address261 SIDNEY ST E, SAINT PAUL, MN 55107-3112
Document Number0004684261
Instrument DateOct 17, 2017
Instrument4684261
Transaction TypeConstruction Loan
Record UpdatedNov 28, 2017
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$272.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address261 SIDNEY ST E ST PAUL MN 551073112, ST PAUL, MN 55107-3112

Mortgage

Document Number4684262
DateNov 1, 2017
Instrument4684262
Lender
NameLIMA ONE CAP
TypeFunding / Finance Company
AddressGREENVILLE, SC 29601
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 31, 2018

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,400 (+3.46%) Land $22,800 Building $222,600$245,400 (+3.46%) Land $22,800 Building $222,600
2025$3,508.00 (+12.29%) Homeowner's exemption$237,200 (-2.35%) Land $22,800 Building $214,400$237,200 (-2.35%) Land $22,800 Building $214,400
2023$3,124.00 Homeowner's exemption$242,900 (+14.09%) Land $17,600 Building $225,300$242,900 (+14.09%) Land $17,600 Building $225,300
2022$212,900 Land $17,600 Building $195,300$212,900 Land $17,600 Building $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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