261 Shaw Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 261 Shaw Ave, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 860 sqft · built 1935
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Mar 2019)
Tax Bill	$2,219 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-01-234.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-01-234.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	860 sqft Finished Area
Gross Area	909 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	261 SHAW AVE
City	ELSMERE
State	KY
Zip	41018-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ERLANGER LOTS 865 THRU 868
Legal Subdivision	SOUTH ERLANGER
Legal Lot Number	865-8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3016
Census Tract	65600

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 SHAW AVE, ELSMERE, KY 41018-2426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 4, 2019	Warranty Deed, Transfer · VA Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Document Number	201903 04 059 00172
Deed Book / Page	6611 / 45
Prior Transfer Date	Mar 28, 2013
Prior Transfer Doc	0000000234
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	261 SHAW AVE, ELSMERE, KY 41018-2426
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900297
Date	Apr 15, 2021
Book Page	202/245
Instrument	21041505900297

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	261 SHAW AVE, ELSMERE, KY 41018-2426
Document Number	0000000001
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	261 SHAW AVE ELSMERE KY 410182426, ELSMERE, KY 41018-2426

Mortgage

Document Number	0000000001
Date	Aug 7, 2020
Book Page	000M79/000485
Instrument	1

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 4, 2019
Property Address	261 SHAW AVE, ELSMERE, KY 41018-2426
Document Number	0000000172
Book / Page	0C6611 / 000045
Instrument Date	Feb 28, 2019
Instrument	172
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$94.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 SHAW AVE ELSMERE KY 410182426, ELSMERE, KY 41018-2426

Mortgage

Document Number	174
Date	Mar 4, 2019
Book Page	0C6611/000048
Instrument	174

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,219.00 (+48.53%)	$146,100 (-) Land $40,000 Building $106,100	$146,100 (-) Land $40,000 Building $106,100
2023	$1,494.00 Homeowner's exemption	$146,100 Land $40,000 Building $106,100	$146,100 Land $40,000 Building $106,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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