Walton County property record for 261 Sandtrap Rd, Unit 3E, Miramar Beach, FL 32550
| Property Type | Condominium |
|---|---|
| Lot Size | 0.015 acres (674 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,550,000 (Feb 2023) |
| Tax Bill | $11,030 (2024) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 34-2S-21-42230-000-003E |
| Primary APN | 34-2S-21-42230-000-003E |
|---|---|
| Alternative APN |
|
| Lot Area | 674 sqft (0.015 acres) |
|---|
| Account Number | 1076726 |
|---|---|
| Street Address | 261 SANDTRAP RD UNIT 3E, 3E |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4197 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 3E SANDSPUR CONDO AND INT IN COMMON ELEMENTS AS REC IN OR 348-582 (AKA UNIT 303) OR 829-322 OR 1159-296 OR 2787-1698 OR |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 34 |
| Legal Subdivision | SANDSPUR CONDO |
| Legal Lot Number | 3E |
| Legal Unit | 3E |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950609 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2780 PECKS PL, OWENSBORO, KY 42303-2469 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2023 · Amount on Record |
| Deed Sale | Feb 17, 2023 · Amount on Record |
| Prior Sale | Apr 10, 2019 · Amount on Record |
| Deed Document Number | 20230005509 |
| Deed Book / Page | 3280 / 4028 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 17, 2023 |
| Property Address | 261 SANDTRAP RD UNIT 3E, 3E, MIRAMAR BEACH, FL 32550-4197 |
| Document Number | 0032804028 |
| Book / Page | 3280 / 4028 |
| Map Reference | MB 348 PG 582 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 20230005509 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 MARKET ST STE 106, 106, CHATTANOOGA, TN 37402-4455 |
| Name | Verified Name |
|---|---|
| Address | 2780 PECKS PL, OWENSBORO, KY 42303-2469 |
| Document Number | 0032804030 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 3280/4030 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2038 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,207,553 (-) Building $1,207,553 | $1,207,553 (-) Building $1,207,553 | |
| 2024 | $11,030.00 (+23.77%) | ||
| 2023 | $8,912.00 (+35.4%) | $1,207,553 (+7%) Building $1,207,553 | $1,207,553 (+7%) Building $1,207,553 |
| 2022 | $6,582.00 | $710,325 Building $710,325 | $710,325 Building $710,325 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream, Wildstar Networks.
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