261 Saint Thomas Dr, Mulberry, FL 33860 Property Records

Polk County property record for 261 Saint Thomas Dr, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,767 sqft · built 2019
Lot Size	0.289 acres (12,576 sqft)
Owner	2 Individual Names on File
Last Sale	$232,990 (Jul 2019)
Tax Bill	$3,372 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-36-142471-000660`

Property Details

APN / Parcel Number

Primary APN	`23-29-36-142471-000660`
Alternative APNs	`362923142471000660` `62923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,767 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,767 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,576 sqft (0.289 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	16 sqft

Location & Zoning

Street Address	261 ST THOMAS DR
City	MULBERRY
State	FL
Zip	33860-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGEPORT LAKES PHASE ONE PB 166 PGS 1-6 LOT 66
Legal Range	23E
Legal Township	29S
Legal Section	36
Legal Subdivision	BRIDGEPORT LAKES PHASE ONE
Legal Phase	1
Legal Block	2
Legal Lot Number	66
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2000
Census Tract	14804

Owner

261 Saint Thomas Dr is owned by two individuals who bought it in July 2019.

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2388 CITRUS BLOOM DR, BARTOW, FL 33830-6003
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jul 2, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Prior Sale	Aug 1, 2018 · Amount on File
Deed Document Number	2019137876
Deed Book / Page	10894 / 1618
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	261 ST THOMAS DR, MULBERRY, FL 33860-3422
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 ST THOMAS DR, MULBERRY, FL 33860-3422

Mortgage

Document Number	0000076922
Date	Mar 26, 2021
Book Page	11639/1220
Instrument	2021076922

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 2, 2019
Property Address	261 ST THOMAS DR, MULBERRY, FL 33860-3422
Document Number	0108941618
Book / Page	010894 / 001618
Instrument Date	Jun 26, 2019
Instrument	137876
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 17, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,630.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 ST THOMAS DR MULBERRY FL 338603422, MULBERRY, FL 33860-3422

Mortgage

Document Number	108941619
Date	Jul 2, 2019
Book Page	010894/001619
Instrument	137877

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 261 Saint Thomas Dr was $3,372.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Mulberry City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,325 (+14.9%) Land $62,000 Building $197,325	$259,325 (-6.96%) Land $62,000 Building $197,325
2025	$3,372.00 Homeowner's exemption	$225,703	$278,711 Land $62,000 Building $216,711
2023	$3,504.00 (+3.09%) Homeowner's exemption	$212,953 (+3%)	$249,008 (-4.32%) Land $60,000 Building $189,008
2022	$3,399.00 Homeowner's exemption	$206,750	$260,246 Land $58,000 Building $202,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 Saint Thomas Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Saint Thomas Dr is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MULBERRY serves 3,780 people · EPA ID FL6531237
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Barium resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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