261 River Crest Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 261 River Crest Dr, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 1,944 sqft · built 2000
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Apr 2025)
Tax Bill	$902 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9597568291`

Property Details

APN / Parcel Number

Primary APN	`9597568291`
Alternative APNs	`00959756829155` `9965013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,944 sqft Heated Area
1st Floor Area	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9965013
Street Address	261 RIVER CREST DR
City	FLAT ROCK
State	NC
Zip	28731-9622
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	RIVER CREST LO2 PL1999-3195
Legal Subdivision	RIVER CREST (3723)
Legal Block	56
Legal Lot Number	8291
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1010
Census Tract	930201

Owner

Source: Henderson County records · APN 9597568291

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	261 RIVER CREST DR, FLAT ROCK, NC 28731-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2025 · Amount on Record
Deed Sale	Apr 23, 2025 · Amount on Record
Deed Document Number	20251029852
Deed Book / Page	4282 / 443
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	261 RIVER CREST DR, FLAT ROCK, NC 28731-9622
Document Number	0033220315
Instrument Date	Apr 05, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 RIVER CREST DR FLAT ROCK NC 287319622, FLAT ROCK, NC 28731-9622

Mortgage

Document Number	0033220315
Date	Apr 15, 2019
Book Page	003322/000315
Instrument	901755

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 14, 2039

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,700 (+29.89%) Land $28,000 Building $179,700
2025	$902.00
2023		$159,900 Land $28,000 Building $131,900	$207,700 Land $28,000 Building $179,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899302011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.