261 Ridge Ln, Lula, GA 30554 Property Records

Banks County property record for 261 Ridge Ln, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1998
Lot Size	3.84 acres (167,706 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2022)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B06E036`

Property Details

APN / Parcel Number

Primary APN	`B06E036`
Alternative APN	`2211`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,894 sqft Heated Area
1st Floor Area	1,894 sqft
Basement Area	770 sqft
Finished Basement	770 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	167,706 sqft (3.84 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	21 sqft
Patio Area	21 sqft
Lean-To	126 sqft
Storage Building	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	2211
Street Address	261 RIDGE LN
City	LULA
State	GA
Zip	30554-3656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	HUDSON FALLS LT 3 PB12-47
Legal Subdivision	HUDSON RIVER FALLS - 00611
Legal Lot Number	3
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	4
Census Block	4027
Census Tract	970100

Owner

261 Ridge Ln is owned and occupied by an individual who bought it in September 2022.

Source: Banks County records, as of November 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	261 RIDGE LN, LULA, GA 30554-3656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Deed Document Number	0000533513
Deed Book / Page	533 / 513
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 1, 2022
Property Address	261 RIDGE LN, LULA, GA 30554-3656
Document Number	000533/513
Book / Page	533 / 513
Instrument Date	Sep 1, 2022
Instrument	2022-000806
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 SEVEN FORKS RD, MARTIN, GA 30557-4345

Mortgage

Document Number	0000000533/0000000516
Date	Sep 6, 2022
Book Page	0000000533/0000000516

Lender

Name	ZILLOW HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 261 Ridge Ln was $2,002 with exemptions applied, down 3.1% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,002.00 (-3.1%) Homeowner's exemption Senior Citizen's exemption	$132,108 (+5.77%) Land $21,989 Building $110,119	$330,270 (+5.77%) Land $54,973 Building $275,297
2024	$2,066.00 (-7.48%) Homeowner's exemption Senior Citizen's exemption	$124,899 (+13.81%) Land $19,990 Building $104,909	$312,248 (+13.81%) Land $49,975 Building $262,273
2023	$2,233.00 (+33.39%)	$109,741 (+34.32%) Land $18,945 Building $90,796	$274,353 (+34.32%) Land $47,362 Building $226,991
2022	$1,674.00 Homeowner's exemption	$81,701 Land $14,119 Building $67,582	$204,252 Land $35,298 Building $168,954

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 261 Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Ridge Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Ln

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