261 Reams Dr, Westminster, MD 21158 Property Records

Carroll County property record for 261 Reams Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3 ba · 5,172 sqft · built 1998
Lot Size	3.12 acres (135,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Mar 1995)
Tax Bill	$9,521 (2026)
Deeds & Mortgages	Sep 2023 Sale Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-125054`

Property Details

APN / Parcel Number

Primary APN	`07-125054`
Alternative APNs	`7125054` `125054`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	5,172 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	135,907 sqft (3.12 acres)
Garage Type	Attached
Garage Area	1,410 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	132 sqft
Deck Area	264 sqft
Patio Area	1,448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	125054
Street Address	261 REAMS DR
City	WESTMINSTER
State	MD
Zip	21158-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 30 - 3.12 ACS REAMS DR PLT 37-168 ROCKLAND ESTATES SC 5
Legal Subdivision	ROCKLAND ESTATES
Legal Lot Number	30
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1007
Census Tract	507703

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	261 REAMS DR, WESTMINSTER, MD 21158-3731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed, Transfer
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 1995 · Amount on Record
Deed Sale	Mar 7, 1995 · Amount on Record
Deed Book / Page	1676 / 301
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 14, 2023
Property Address	261 REAMS DR, WESTMINSTER, MD 21158-3731
Document Number	0111140145
Book / Page	11114 / 145
Map Reference	MB 38 FO 163
Instrument Date	Jul 19, 2023
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 REAMS DR, WESTMINSTER, MD 21158-3731

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	261 REAMS DR, WESTMINSTER, MD 21158-3731
Document Number	0097720231
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 REAMS DR WESTMINSTER MD 211583731, WESTMINSTER, MD 21158-3731

Mortgage

Document Number	0097720231
Date	Jul 24, 2020
Book Page	009772/000231

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,521.00 (+5.19%) Homeowner's exemption	$905,300 (+7.15%) Land $150,600 Building $754,700	$905,300 (-) Land $150,600 Building $754,700
2025	$9,051.00 (+10.63%) Homeowner's exemption	$844,867 (+16.69%)	$905,300 (+25.04%) Land $150,600 Building $754,700
2023	$8,181.00 Homeowner's exemption	$724,000 Land $150,600 Building $573,400	$724,000 Land $150,600 Building $573,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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