261 Quarry St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 261 Quarry St, Cobleskill, NY 12043

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,360 sqft · built 1920
Lot Size1.52 acres (66,211 sqft)
Owner2 Individual Names on File
Last Sale$143,000 (Feb 2022)
Tax Bill$3,008 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN432689 56.-1-26

Property Details

APN / Parcel Number

Primary APN432689 56.-1-26
Alternative APNs
  • 268905600000010260000000
  • 435J100377

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,360 sqft Living Area
1st Floor Area680 sqft
2nd Floor Area680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area66,211 sqft (1.52 acres)
Lot Width236 ft Width
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area390 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number435J100377
Street Address261 QUARRY ST
CityCOBLESKILL
StateNY
Zip12043-5924
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR1
Legal DescriptionHOUSE & GAR 2 CAR
Legal Block1
Legal Lot Number26.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group1
Census Block1009
Census Tract740200

Owner

261 Quarry St, a rural home, is owned and occupied by two individuals who bought it in February 2022.

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address261 QUARRY ST, COBLESKILL, NY 12043-5924
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2022 · Amount on File
Deed SaleFeb 8, 2022 · Amount on File
Deed Document Number2022805092
Deed Book / Page1157 / 56
Prior Transfer DateAug 17, 2015
Prior Transfer Doc0000001005/000000021
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateFeb 8, 2022
Property Address261 QUARRY ST, COBLESKILL, NY 12043-5924
Document Number0001157/56
Book / Page1157 / 56
Instrument DateJan 25, 2022
Instrument805092
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address207 CAVERNS RD # 2, 2, HOWES CAVE, NY 12092-1812

Mortgage

Document Number0000805093
DateFeb 8, 2022
Instrument805093
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 261 Quarry St was $3,008, up 6.1% from the year before.

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,008.00 (+6.1%)
2025$2,835.00$62,400 Land $9,300 Building $53,100$127,347 Land $18,980 Building $108,367
2023$62,400 Land $9,300 Building $53,100$109,474 Land $16,316 Building $93,158
2020$1,633.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 261 Quarry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Quarry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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