261 Quail Forest Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 261 Quail Forest Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,592 sqft · built 2022
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2025)
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043 285`

Property Details

APN / Parcel Number

Primary APN	`043 285`
Alternative APNs	`105347` `991256`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,592 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Terrain	Rolling
Garage Area	420 sqft
Porch	Slab
Porch Area	84 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	991256
Street Address	261 QUAIL FOREST CIR
City	TOCCOA
State	GA
Zip	30577-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 9 QUAIL FOREST S/D
Legal Subdivision	QUAIL FOREST
Legal Lot Number	9
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2002
Census Tract	970302

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	261 QUAIL FOREST CIR, TOCCOA, GA 30577-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMERCIAL BANK
Nov 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Sep 5, 2025	Limited Warranty Deed, Transfer · FHA Mortgage PREMIER MORTGAGE
Sep 8, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 23, 2022	Limited Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Nov 28, 2022 · Amount on Record
Deed Book / Page	1421 / 262
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	261 QUAIL FOREST CIR, TOCCOA, GA 30577-1102
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 QUAIL FOREST CIR

Mortgage

Document Number	0013200000000411
Date	Feb 1, 2023
Book Page	0000001320/0000000411
Instrument	000094

Lender

Name	UNITED COMMERCIAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2048

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	261 QUAIL FOREST CIR, TOCCOA, GA 30577-1102
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 QUAIL FOREST CIR, TOCCOA, GA 30577-1102

Mortgage

Document Number	0013880000000138
Date	Nov 21, 2024
Book Page	0000001388/0000000138
Instrument	2024002189

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2049

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 5, 2025
Property Address	261 QUAIL FOREST CIR, TOCCOA, GA 30577-1102
Document Number	0014210262
Book / Page	1421 / 262
Instrument Date	Sep 5, 2025
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 QUAIL FOREST CIR, TOCCOA, GA 30577-1102

Mortgage

Document Number	2025002786
Date	Sep 5, 2025
Instrument	2025002786

Lender

Name	PREMIER MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

Mortgage

Document Number	0014210000000303
Date	Sep 8, 2025
Book Page	0000001421/0000000303
Instrument	2025002788

Lender

Name	PREMIER MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 8, 2025
Property Address	261 QUAIL FOREST CIR, TOCCOA, GA 30577-1102
Document Number	0014210316
Book / Page	1421 / 316
Instrument Date	Sep 5, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 QUAIL FOREST CIR, TOCCOA, GA 30577-1102

November 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 23, 2022
Property Address	QUAIL FOREST CIR, EASTANOLLEE, GA 30538
Document Number	0013160163
Book / Page	1316 / 163
Instrument Date	Nov 23, 2022
Instrument	2022-001629
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 QUAIL FOREST CIR, TOCCOA, GA 30577-1102

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,766.00 (+19.21%) Homeowner's exemption	$126,372 (+39.88%) Land $7,289 Building $119,083	$315,931 (+39.88%) Land $18,223 Building $297,708
2024	$3,159.00 (+8.41%) Homeowner's exemption	$90,346 (+7.45%) Land $7,289 Building $83,057	$225,866 (+7.45%) Land $18,223 Building $207,643
2023	$2,914.00 (+1,409.84%)	$84,080 (+1,437.96%) Land $7,289 Building $76,791	$210,200 (+1,438.01%) Land $18,223 Building $191,977
2022	$193.00	$5,467 Land $5,467	$13,667 Land $13,667

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber · Cable in parts of the area	5,000 / 5,000

May also be available: Point Broadband, T-Mobile, Windstream.

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