261 Pines Lake Dr E, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 261 Pines Lake Dr E, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details1,902 sqft · built 1949
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on File
Last Sale$446,000 (Dec 2010)
Tax Bill$12,806 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jul 2024 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-04308-0000-00017

Property Details

APN / Parcel Number

Primary APN14-04308-0000-00017
Alternative APNs
  • 1400669A00001
  • 140430800017

Interior

Building Area1,902 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleColonial
Lot Area9,888 sqft (0.227 acres)

Location & Zoning

Old Parcel Number1400669A00001
Street Address261 PINES LAKE DR E
CityWAYNE
StateNJ
Zip07470-5008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPROPERTY/THE PINES LAKE CO
Legal Block4308
Legal Lot Number17
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1009
Census Tract246002

Owner

Source: Passaic County and Wayne Township records · APN 14-04308-0000-00017

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address261 PINES LAKE DR E, WAYNE, NJ 07470-5008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jul 29, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2010 · Amount on Record
Deed SaleDec 17, 2010 · Amount on Record
Deed Document Number201061819
Deed Book / Page2006 / 207
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address261 PINES LAKE DR E, WAYNE, NJ 07470-5008
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 PINES LAKE DR E, WAYNE, NJ 07470-5008

Mortgage

Document Number0000005382
DateFeb 10, 2026
Book PageM19794/199
Instrument2026005382
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 12, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address261 PINES LAKE DR E, WAYNE, NJ 07470-5008
Transaction TypeMortgage
Record UpdatedNov 03, 2025
Title CompanyUNKNOWN, AMROCK LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023790
DateJul 29, 2024
Book PageM18997/171
Instrument2024023790
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2044

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address261 PINES LAKE DR E, WAYNE, NJ 07470-5008
Document Number0000031843
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address261 PINES LAKE DR E WAYNE NJ 074705008, WAYNE, NJ 07470-5008

Mortgage

Document Number0000031843
DateJul 16, 2020
Book Page016275/000134
Instrument31843
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$213,500 (-) Land $117,200 Building $96,300$213,500 (-) Land $117,200 Building $96,300
2025$12,806.00 (+0.87%)$213,500 (-) Land $117,200 Building $96,300$213,500 (-) Land $117,200 Building $96,300
2024$12,695.00 (+5.17%)
2023$213,500 Land $117,200 Building $96,300$213,500 Land $117,200 Building $96,300
2022$12,071.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1983–2005)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2005 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

Based on FCC filings for 325 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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