261 Pilot Town Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 261 Pilot Town Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2 ba · 840 sqft · built 1969
Lot Size	5.67 acres (246,985 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2021)
Tax Bill	$2,648 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-011249`

Property Details

APN / Parcel Number

Primary APN	`08-011249`
Alternative APNs	`8011249` `011249`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft Total Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	246,985 sqft (5.67 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011249
Street Address	261 PILOT TOWN RD
City	CONOWINGO
State	MD
Zip	21918-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	5.678 ACRES 261 PILOT TOWN ROAD W OF OAKWOOD
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1015
Census Tract	31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 PILOT TOWN RD, CONOWINGO, MD 21918-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 22, 2021	Deed, Transfer · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Dec 19, 2011 · Amount on Record
Deed Book / Page	5065 / 429
Prior Transfer Date	Dec 29, 2010
Prior Transfer Doc	0029560127
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	261 PILOT TOWN RD, CONOWINGO, MD 21918-1005
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040910197
Date	Jun 28, 2017
Book Page	4091/197

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LEESBURG, VA 20175

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 22, 2021
Property Address	261 PILOT TOWN RD, CONOWINGO, MD 21918-1005
Document Number	0050650429
Book / Page	5065 / 429
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	261 PILOT TOWN RD, CONOWINGO, MD 21918-1005

Mortgage

Document Number	0005065436
Date	Dec 22, 2021
Instrument	5065/436

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,648.00 (+1.26%) Homeowner's exemption	$238,700 (+2.23%)	$249,100 (+6.68%) Land $114,300 Building $134,800
2025	$2,615.00 (+70.92%)	$233,500 (+18.83%) Land $114,300 Building $119,200	$233,500 (-) Land $114,300 Building $119,200
2023	$1,530.00	$196,500	$233,500 Land $114,300 Building $119,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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