261 Peninsula Point Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 261 Peninsula Point Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,720 sqft · built 2022
Lot Size	0.364 acres (15,850 sqft)
Owner	2 Individual Names on File
Last Sale	$656,488 (Oct 2023)
Tax Bill	$9,419 (2025)
Deeds & Mortgages	Oct 2024 Construction Loan Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9486-02-05800`

Property Details

APN / Parcel Number

Primary APN	`9486-02-05800`
Alternative APN	`R462481`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,720 sqft Living Area
Gross Area	4,119 sqft
1st Floor Area	2,536 sqft
2nd Floor Area	1,184 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,850 sqft (0.364 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	261 PENINSULA POINT DR
City	MONTGOMERY
State	TX
Zip	77356-1796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S948602 - WATERSTONE ON LAKE CONROE 02, BLOCK 4, LOT 53
Legal Subdivision	WATERSTONE ON LAKE CONROE 02
Legal Block	4
Legal Lot Number	53
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1010
Census Tract	694303

Owner

261 Peninsula Point Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	261 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Deed of Trust, Mortgage · Construction Mortgage FROST BANK
Oct 30, 2023	Vendor's Lien, Subdivision Related Transfer K HOVNANIAN AMERICAN MORTGAGE LLC
Nov 22, 2020	Loan Modification, Mortgage PROSPERITY BK
Nov 28, 2017	Grant Deed, Mortgage PROSPERITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Deed Document Number	2023103715
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	261 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796

Mortgage

Document Number	0000108286
Date	Oct 28, 2024
Instrument	2024108286

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 30, 2023
Property Address	261 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Document Number	0000103715
Map Reference	CAB Z SH 3577
Instrument Date	Oct 26, 2023
Instrument	2023103715
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 1, 2025
Title Company	ALAMO TITLE COMPANY HOUSTON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796

Mortgage

Date	Oct 30, 2023

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	261 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Document Number	0000003995
Instrument Date	Nov 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	261 PENINSULA POINT DR MONTGOMERY TX 77356, MONTGOMERY, TX 77356

Mortgage

Document Number	0000003995
Date	Jan 12, 2021
Instrument	3995

Lender

Name	PROSPERITY BK
Type	Bank
Address	1205 N NAVARRO ST, VICTORIA, TX 77901-6022

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 11, 2022

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 28, 2017
Property Address	261 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Instrument Date	Nov 22, 2017
Instrument	107191
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 WATERSTONE DR MONTGOMERY TX 773562505, MONTGOMERY, TX 77356-2505

Mortgage

Document Number	0000107191
Date	Nov 28, 2017
Instrument	107191

Lender

Name	PROSPERITY BK
Type	Bank
Address	811 LOUISIANA ST # 140L, HOUSTON, TX 77002-1403

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 27, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 261 Peninsula Point Dr was $9,419 with a homeowner's exemption, down 22.4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,184 (+6.72%) Land $134,725 Building $503,459	$638,184 (+6.72%) Land $134,725 Building $503,459
2025	$9,419.00 (-22.36%) Homeowner's exemption	$597,988 (+343.86%) Land $134,725 Building $463,263	$597,988 (+343.86%) Land $134,725 Building $463,263
2024	$12,131.00 (+583.05%)	$134,725 (+49.25%) Land $134,725	$134,725 (+49.25%) Land $134,725
2023	$1,776.00	$90,270 Land $90,270	$90,270 Land $90,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 261 Peninsula Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Peninsula Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY serves 3,771 people · EPA ID TX1700022
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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