261 Ocran Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 261 Ocran Rd, White Stone, VA 22578

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,812 sqft · built 1965
Lot Size1 acres (43,560 sqft)
Owner2 Company Names on Record
Last Sale$130,000 (Aug 2024)
Tax Bill$12 (2025)
Deeds & MortgagesNov 2021 Second Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34 386A

Property Details

APN / Parcel Number

Primary APN34 386A
Alternative APN
  • 11507

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,812 sqft Living Area
Gross Area3,768 sqft
1st Floor Area2,960 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchPatio
Porch Area24 sqft
Shed1 Shed
Shed Area240 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number11507
Street Address261 OCRAN RD
CityWHITE STONE
StateVA
Zip22578-2301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionTOWLES 1 AC LR19/1908
Legal SubdivisionTOWLES
JurisdictionLANCASTER VA
Township / Civil Division4
Census Block Group2
Census Block2013
Census Tract30301

Owner

Source: Lancaster County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1681 LITTLE BAY RD, WHITE STONE, VA 22578-2804
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Nov 21, 2019Special Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE LLC
Jul 22, 2019Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2024 · Amount on Record
Deed SaleAug 19, 2024 · Amount on Record
Prior SaleNov 21, 2019 · Amount on Record
Deed Document Number20241480
Deed Book / Page2024
Transfer Doc1200/651
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address261 OCRAN RD, WHITE STONE, VA 22578-2301
Transaction TypeMortgage
Record UpdatedDec 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210003184
DateNov 9, 2021
Instrument210003184
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term337 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate

November 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLANCASTER VA
Recording DateNov 21, 2019
Property Address261 OCRAN RD, WHITE STONE, VA 22578-2301
Document Number190001908
Instrument DateNov 18, 2019
Instrument190001908
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyLAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 OCRAN RD, WHITE STONE, VA 22578-2301

Mortgage

Document Number190001909
DateNov 21, 2019
Instrument190001909
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLANCASTER VA
Recording DateJul 22, 2019
Property Address261 OCRAN RD, WHITE STONE, VA 22578-2301
Document Number190001092
Instrument DateMay 24, 2019
Instrument190001092
Transaction TypeForeclosure
Record UpdatedNov 23, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 W 7TH ST # 1110, 1110, TULSA, OK 74119-1031

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12.00 (-98.49%)$221,000 (+75.54%) Land $15,000 Building $206,000$221,000 (+75.54%) Land $15,000 Building $206,000
2023$793.00$125,900 Land $15,000 Building $110,900$125,900 Land $15,000 Building $110,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 174 individual policies
Nearby Flood Policies190 units insured
incl. 16 condo units
Nearby Flood Claims28 (2003–2023)
Claims Outside the SFHA1 of 28
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
All Points Broadband
Fiber
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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