261 Oconnor St, Providence, RI 02905 Property Records

Providence City property record for 261 Oconnor St, Providence, RI 02905

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 962 sqft · built 1920
Lot Size	0.093 acres (4,049 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Jun 2021)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Dec 2023 Refinance Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:57 L:257`

Property Details

APN / Parcel Number

Primary APN	`PROV M:57 L:257`
Alternative APNs	`P:0570257 L:0000` `26357`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	962 sqft Living Area
Gross Area	2,106 sqft
1st Floor Area	962 sqft
Basement Area	962 sqft
Unfinished Basement	144 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,049 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	26357
Street Address	261 OCONNOR ST
City	PROVIDENCE
State	RI
Zip	02905-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	257
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1003
Census Tract	102

Owner

261 Oconnor St is owned and occupied by an individual who bought it in June 2021.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	261 OCONNOR ST, PROVIDENCE, RI 02905-2913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jun 24, 2021	Warranty Deed, Transfer · FHA Mortgage SEMPER HOME LOANS INC
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
May 19, 2017	Executor's Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on File
Deed Sale	Jun 24, 2021 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Deed Document Number	2021291473
Deed Book / Page	13186 / 169
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	261 OCONNOR ST, PROVIDENCE, RI 02905-2913
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014036-322
Date	Dec 27, 2023
Book Page	14036/322
Instrument	2023359800

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 24, 2021
Property Address	261 OCONNOR ST, PROVIDENCE, RI 02905-2913
Document Number	013186-169
Book / Page	13186 / 169
Instrument Date	Jun 24, 2021
Instrument	2021291473
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 OCONNOR ST, PROVIDENCE, RI 02905-2913

Mortgage

Document Number	2021291474
Date	Jun 24, 2021
Instrument	2021291474

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	261 OCONNOR ST, PROVIDENCE, RI 02905-2913
Document Number	12445-153
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 OCONNOR ST PROVIDENCE RI 029052913, PROVIDENCE, RI 02905-2913

Mortgage

Document Number	12445-153
Date	Aug 7, 2019
Book Page	012445/000153
Instrument	233982

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2049

May 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	PROVIDENCE RI
Recording Date	May 19, 2017
Property Address	261 OCONNOR ST, PROVIDENCE, RI 02905-2913
Document Number	11721-96
Book / Page	011721 / 000096
Instrument Date	May 19, 2017
Instrument	171711
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 FOREST AVE PAWTUCKET RI 028603552, PAWTUCKET, RI 02860-3552

Mortgage

Document Number	11721-98
Date	May 19, 2017
Book Page	011721/000098
Instrument	171712

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 261 Oconnor St was $2,866.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00	$341,200 Land $120,100 Building $221,100	$352,061
2023	$4,879.00 (+3.08%)	$265,900 (-) Land $76,000 Building $189,900
2022	$4,733.00	$265,900 Land $76,000 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 Oconnor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 261 Oconnor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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