261 Oak St, Winsted, CT 06098 Property Records

Winchester Town property record for 261 Oak St, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,646 sqft · built 1890
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (May 2020)
Tax Bill	$6,156 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2023 Mortgage + 3 more
APN	`WINC M:107 B:022 L:022`

Property Details

APN / Parcel Number

Primary APN	`WINC M:107 B:022 L:022`
Alternative APNs	`WSTR M:107 B:022 L:022` `4623`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,646 sqft Living Area
Gross Area	4,637 sqft
1st Floor Area	1,527 sqft
Basement Area	1,527 sqft
Unfinished Basement	1,527 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4623
Street Address	261 OAK ST
City	WINSTED
State	CT
Zip	06098-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	22
Legal Lot Number	22
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1003
Census Tract	320102

Owner

261 Oak St is owned and occupied by an individual who bought it in May 2020.

Source: Winchester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	261 OAK ST, WINSTED, CT 06098-1257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 13, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SPRING EQ LLC
May 14, 2020	Warranty Deed, Transfer · FHA Mortgage NORCOM MORTGAGE
Feb 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage LITCHFIELD BANCORP
Dec 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on File
Deed Sale	May 14, 2020 · Amount on File
Prior Sale	Dec 18, 2017 · Amount on File
Deed Document Number	20201090490002
Deed Book / Page	452 / 326
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	261 OAK ST, WINSTED, CT 06098-1257
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000463-207
Date	Aug 3, 2021
Book Page	463/207

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	261 OAK ST, WINSTED, CT 06098-1257
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000480-288
Date	Nov 13, 2023
Book Page	480/288
Instrument	1375130008

Lender

Name	SPRING EQ LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	May 14, 2020
Property Address	261 OAK ST, WINSTED, CT 06098-1257
Document Number	452-326
Book / Page	452 / 326
Instrument Date	May 13, 2020
Instrument	1090490002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MOUNTAIN VIEW TER, WINSTED, CT 06098-2123

Mortgage

Document Number	452-328
Date	May 14, 2020
Book Page	452/328
Instrument	1090500010

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	261 OAK ST, WINSTED, CT 06098-1257
Document Number	437-656
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	148 E ALBERT ST TORRINGTON CT 067906524, TORRINGTON, CT 06790-6524

Mortgage

Document Number	437-656
Date	Feb 7, 2018
Book Page	000437/000656
Instrument	71911

Lender

Name	LITCHFIELD BANCORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Dec 18, 2017
Property Address	261 OAK ST, WINSTED, CT 06098-1257
Document Number	436-1142
Book / Page	000436 / 001142
Instrument Date	Dec 14, 2017
Instrument	71669
Transaction Type	Transfer
Record Updated	Jan 10, 2018

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	148 ALBERT ST TORRINGTON CT 06790, TORRINGTON, CT 06790

Tax Assessment & Valuation

The 2025 property tax bill for 261 Oak St was $6,156.

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,156.00	$211,050 Land $24,640 Building $186,410	$147,735 Land $17,248 Building $130,487
2024	$6,156.00 (+10.52%)
2023	$5,570.00 (+31.37%)	$211,050 (+66.94%) Land $24,640 Building $186,410
2022	$4,240.00	$126,420 Land $17,850 Building $108,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 261 Oak St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures