Gibson County property record for 261 Oak St, Dyer, TN 38330
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,420 sqft · built 1956 |
| Lot Size | 0.306 acres (13,350 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $772 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 027047M E 00300 |
| Primary APN | 027047M E 00300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,350 sqft (0.306 acres) |
| Lot Dimensions | 178 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 24 sqft |
| Utility Building | 196 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 261 OAK ST |
|---|---|
| City | DYER |
| State | TN |
| Zip | 38330-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 21, COUNTY AREA: D01 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 19 |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 966200 |
261 Oak St is owned and occupied by two individuals who acquired it in November 2022.
Source: Gibson County records, as of January 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 261 OAK ST, DYER, TN 38330-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Nov 2, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 8, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2022 |
| Deed Sale | Nov 2, 2022 |
| Prior Sale | May 8, 2018 · Amount on File |
| Deed Document Number | 202273 |
| Deed Book / Page | 1085 / 1945 |
| Prior Transfer Date | Oct 24, 2022 |
| Prior Transfer Doc | 0000220873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Nov 2, 2022 |
| Property Address | 261 OAK ST, DYER, TN 38330-1628 |
| Document Number | 0000220873 |
| Book / Page | 1085 / 1945 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 220873 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 261 OAK ST, 261, DYER, TN 38330-1628 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 261 OAK ST, DYER, TN 38330-1628 |
| Document Number | 0000220874 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 220874 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | May 8, 2018 |
| Property Address | 261 OAK ST, DYER, TN 38330-1628 |
| Document Number | 0000178063 |
| Book / Page | 001025 / 000178 |
| Instrument Date | Sep 15, 2009 |
| Instrument | 178063 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $64.01 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 261 OAK ST DYER TN 383301628, DYER, TN 38330-1628 |
The 2025 property tax bill for 261 Oak St was $772.
Source: Gibson County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Dyer City |
| Unified School District | Gibson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $772.00 | $21,350 Land $3,000 Building $18,350 | |
| 2024 | $85,400 Land $12,000 Building $73,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 261 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 261 Oak St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DYER WATER DEPT serves 2,783 people · EPA ID TN0000209 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | GIBSON CO MUNI WATER DIST #1 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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