261 North St, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 261 North St, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,344 sqft · built 2024
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000,000 (Dec 2025)
Tax Bill	$39,692 (2025)
Deeds & Mortgages	Jul 2024 Refinance Jun 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`E110009`

Property Details

APN / Parcel Number

Primary APN	`E110009`
Alternative APN	`RIDG M:E11 B:0009`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,344 sqft Living Area
Basement Area	676 sqft
Unfinished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	53,579 sqft (1.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	E110009
Street Address	261 NORTH ST
City	RIDGEFIELD
State	CT
Zip	06877-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	9
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1012
Census Tract	245100

Owner

261 North St is owned and occupied by two individuals who bought it in December 2025.

Source: Ridgefield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	261 NORTH ST, RIDGEFIELD, CT 06877-2512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WARSHAW CAPITAL LLC
Jun 23, 2025	Deed of Trust, Mortgage · Line of Credit TABLE LENDER LLC
Sep 2, 2025	Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage M & T BANK
Jul 2, 2021	Warranty Deed, Transfer
Mar 5, 2021	Executor's Deed, Transfer · Balloon Mortgage RCN CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Book / Page	1186 / 634
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	261 NORTH ST, RIDGEFIELD, CT 06877-2512
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001168-704
Date	Jul 11, 2024
Book Page	1168/704

Lender

Name	WARSHAW CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2025

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	261 NORTH ST, RIDGEFIELD, CT 06877-2512
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001179-416
Date	Jun 23, 2025
Book Page	1179/416

Lender

Name	TABLE LENDER LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	261 NORTH ST, RIDGEFIELD, CT 06877-2512
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001182-273
Date	Sep 2, 2025
Book Page	1182/273

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	25 Months
Due	Oct 1, 2027

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Dec 17, 2025
Property Address	261 NORTH ST, RIDGEFIELD, CT 06877-2512
Document Number	001186-634
Book / Page	1186 / 634
Instrument Date	Dec 15, 2025
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001186636
Date	Dec 17, 2025
Instrument	1186/636

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Jan 1, 2031
Index	Other
Margin	3

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jul 2, 2021
Property Address	261 NORTH ST, RIDGEFIELD, CT 06877-2512
Document Number	001124-824
Book / Page	1124 / 824
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Mar 5, 2021
Property Address	261 NORTH ST, RIDGEFIELD, CT 06877-2512
Document Number	01114-1123
Book / Page	1114 / 1123
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01114-1126
Date	Mar 5, 2021
Book Page	1114/1126

Lender

Name	RCN CAPITAL LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 261 North St was $39,692.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39,692.00	$1,449,140 Land $252,000 Building $1,197,140	$1,014,398 Land $176,400 Building $837,998
2024	$39,692.00 (+374.73%)
2023	$8,361.00 (+3.3%)	$323,960 (+13.79%) Land $252,000 Building $71,960
2022	$8,094.00	$284,710 Land $176,400 Building $108,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 261 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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