Iredell County property record for 261 Noel Rd, Harmony, NC 28634
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 2020 |
| Lot Size | 2.42 acres (105,415 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4768-88-6609.000 |
| Primary APN | 4768-88-6609.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Heated Area |
| Gross Area | 1,547 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 105,415 sqft (2.42 acres) |
| Porch | Slab |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80071427 |
|---|---|
| Street Address | 261 NOEL RD |
| City | HARMONY |
| State | NC |
| Zip | 28634-9005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | KNOX REVOCABLE LIVING TR PB72-15 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | TURNERSBURG |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 60802 |
261 Noel Rd is owned and occupied by an individual.
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 261 NOEL RD, HARMONY, NC 28634-9005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 261 NOEL RD, HARMONY, NC 28634-9005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0027992016 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 2799/2016 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 261 Noel Rd was $1,233.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,980 (-) Land $20,510 Building $178,470 | $198,980 (-) Land $20,510 Building $178,470 | |
| 2025 | $1,233.00 | $198,980 (-) Land $20,510 Building $178,470 | $198,980 (-) Land $20,510 Building $178,470 |
| 2024 | $1,233.00 | $198,980 (-) Land $20,510 Building $178,470 | $198,980 (-) Land $20,510 Building $178,470 |
| 2023 | $1,233.00 (+36.24%) | $198,980 (+47.64%) Land $20,510 Building $178,470 | $198,980 (+47.64%) Land $20,510 Building $178,470 |
| 2022 | $905.00 | $134,770 Land $17,780 Building $116,990 | $134,770 Land $17,780 Building $116,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 261 Noel Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 261 Noel Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
5G and 4G LTE (outdoors only)
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