261 N 12th St, Independence, OR 97351 Property Records

Polk County property record for 261 N 12th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1997
Lot Size	0.309 acres (13,461 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jun 2022)
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08420-CD-00500`

Property Details

APN / Parcel Number

Primary APN	`08420-CD-00500`
Alternative APN	`535980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,330 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,461 sqft (0.309 acres)
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces
Patio Area	260 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	535980
Street Address	261 N 12TH ST
City	INDEPENDENCE
State	OR
Zip	97351-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ASH BROOK ADDITION - PHASE VI LOT 5
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	ASH BROOK ADDITION - PHASE VI
Legal Block	1
Legal Lot Number	5
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	20305

Owner

261 N 12th St is owned and occupied by two individuals who bought it in June 2022.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	261 N 12TH ST, INDEPENDENCE, OR 97351-9421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 8, 2020	Correction Deed FIDELITY NATIONAL TITLE
May 20, 2020	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK
May 15, 2020	Deed of Trust, Mortgage · FHA Mortgage UMPQUA BK
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Jul 8, 2020 · Amount on File
Deed Document Number	20227056
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0000009394
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 10, 2022
Property Address	261 N 12TH ST, INDEPENDENCE, OR 97351-9421
Document Number	0000007056
Map Reference	VOL 11 PG 2
Instrument Date	Jun 6, 2022
Instrument	2022-007056
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	261 N 12TH ST, INDEPENDENCE, OR 97351-9421

Mortgage

Document Number	0000007057
Date	Jun 10, 2022
Instrument	2022-007057

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

July 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK OR
Recording Date	Jul 8, 2020
Property Address	261 N 12TH ST, INDEPENDENCE, OR 97351-9421
Document Number	0000009394
Instrument Date	May 18, 2020
Instrument	9394
Record Updated	Jul 22, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$294.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 N 12TH ST INDEPENDENCE OR 973519421, INDEPENDENCE, OR 97351-9421

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	May 20, 2020
Property Address	261 N 12TH ST, INDEPENDENCE, OR 97351-9421
Document Number	0000006738
Instrument Date	May 18, 2020
Instrument	2020-006738
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 N 12TH ST, INDEPENDENCE, OR 97351-9421

Mortgage

Document Number	0000006739
Date	May 20, 2020
Instrument	2020-006739

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	261 N 12TH ST, INDEPENDENCE, OR 97351-9421
Document Number	0000009395
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 N 12TH ST INDEPENDENCE OR 973519421, INDEPENDENCE, OR 97351-9421

Mortgage

Document Number	0000009395
Date	Jul 8, 2020
Instrument	9395

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	May 31, 2019
Property Address	261 N 12TH ST, INDEPENDENCE, OR 97351-9421
Document Number	0000005550
Instrument Date	May 29, 2019
Instrument	2019-005550
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8342 CARSON CT NE, WOODBURN, OR 97071-8440

Mortgage

Document Number	0000005551
Date	May 31, 2019
Instrument	2019-005551

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 261 N 12th St was $3,764, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,420 (+3%) Land $69,960 Building $142,460	$376,200 (+5.24%) Land $160,000 Building $216,200
2025	$3,764.00 (+3.81%)	$206,240 (+3%) Land $67,930 Building $138,310	$357,470 (-8.64%) Land $145,000 Building $212,470
2024	$3,626.00 (-2.5%)	$200,240 (+3%) Land $65,950 Building $134,290	$391,290 (+4.11%) Land $159,000 Building $232,290
2023	$3,719.00 (+8.93%)	$194,410 (+3%) Land $64,030 Building $130,380	$375,840 (+11.58%) Land $152,000 Building $223,840
2022	$3,414.00	$188,750 Land $62,170 Building $126,580	$336,830 Land $132,650 Building $204,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 261 N 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 N 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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