Ashe County property record for 261 Mountain View Dr, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 1,608 sqft · built 1973 |
| Lot Size | 0.35 acres (15,322 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,500 (Jan 2020) |
| Tax Bill | $1,196 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09302-207-004 |
| Primary APN | 09302-207-004 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Building Area | 1,608 sqft Heated Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Lot Area | 15,322 sqft (0.35 acres) |
| Account Number | 105720 |
|---|---|
| Old Parcel Number | 09302207004 |
| Street Address | 261 MOUNTAIN VIEW DR |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 FROM GRACE COLDIRON OFF RT 16 & AMP; 88 |
| Legal Subdivision | A P BARE ESTATE SUB |
| Legal Lot Number | 7 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 970501 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 261 MOUNTAIN VIEW DR, JEFFERSON, NC 28640-9275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2017 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Jan 27, 2020 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Dec 15, 2016 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2020 · Amount on Record |
| Deed Sale | Jan 27, 2020 · Amount on Record |
| Prior Sale | Dec 15, 2016 · Amount on Record |
| Deed Document Number | 2020377 |
| Deed Book / Page | 508 / 2228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 261 MOUNTAIN VIEW DR, JEFFERSON, NC 28640-9275 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00478/1352 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 0478/1352 |
| Instrument | 00811 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Jan 27, 2020 |
| Property Address | 261 MOUNTAIN VIEW DR, JEFFERSON, NC 28640-9275 |
| Document Number | 00508/2228 |
| Book / Page | 508 / 2228 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 377 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 261 MOUNTAIN VIEW DR, JEFFERSON, NC 28640-9275 |
| Document Number | 0000000378 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 378 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Dec 15, 2016 |
| Property Address | 261 MOUNTAIN VIEW DR, JEFFERSON, NC 28640-9275 |
| Document Number | 00476/1617 |
| Book / Page | 0476 / 1617 |
| Instrument Date | Dec 15, 2016 |
| Instrument | 05714 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 261 MOUNTAIN VIEW DR, JEFFERSON, NC 28640-9275 |
| Investor | Possibly a Property Investor |
| Document Number | 00476/1621 |
|---|---|
| Date | Dec 15, 2016 |
| Book Page | 0476/1621 |
| Instrument | 05715 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,196.00 | $237,900 (-) Land $20,000 Building $217,900 | $237,900 (-) Land $20,000 Building $217,900 |
| 2025 | $1,196.00 (+6.31%) | $237,900 (-) Land $20,000 Building $217,900 | $237,900 (-) Land $20,000 Building $217,900 |
| 2023 | $1,125.00 (+17.31%) | $237,900 (+58.49%) Land $20,000 Building $217,900 | $237,900 (+58.49%) Land $20,000 Building $217,900 |
| 2022 | $959.00 | $150,100 Land $20,000 Building $130,100 | $150,100 Land $20,000 Building $130,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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